A holiday is the one thing that we look forward to all year round, a time of pure relaxation and fun away from the stresses and pressures of work and everyday living. Unfortunately, for some of us, heaven can unexpectedly, and within just a few moments, turn into hell…
Working within the financial services industry, I have become familiar with tales of financial success, and, unfortunately, of financial hardship, as people find themselves in financial bother, without any means of
relief. Horror stories are abound about the many unexpected financial situations people may find themselves in. Certainly, it seems that anything can, and will happen, especially away from the familiar comforts of home.
Peters’ story:
‘ I couldn’t wait to get to Majorca with all of my mates, it was going to be the holiday of a lifetime. We hadn’t booked our hotel as we thought it would be easy just to get one once we were there. Unfortunately, when we got there, every hotel we turned up to said they were fully booked. After hours of fruitless searching, and as It was getting really late, we all decided that we would sleep on the beach and get a hotel first-thing. Eventually me and one of my friends, found a quiet spot and settled down for the night. When I awoke, to my horror, I realised that my suitcase and rucksack were missing, leaving me without my clothes, passport and worst of all, no money! A total nightmare. This was meant to be the best two weeks of my life, but was now turning into hell.’
‘The Money that got me home’
‘I might of been able to get my mates to do a whip-round to get me the money to stay somewhere, however grotty, but this would have meant that we all would have had barely any money to enjoy ourselves, which would have really dampened what was meant to a celebration. A friend then suggested something he had used to get the money to actually get there; an
online Payday loan. We found the nearest internet cafe, and visited http://www.simplepayday.co.uk. I got a loan of £600, which meant a re-payment of £750 next month, something i could easily cover, and enough money to have a great time while there, If only getting a temporary passport was as simple!’
This is not an isolated case, here’s Mandy’s story;
‘Back-packing across Thailand was something I had wanted to do for years, so when I finally got the tickets I was the happiest person in the world! The holiday hadn’t disappointed, and after 2 weeks of totally mind-blowing beaches, bars and new cultural experiences we were having the time of our lives. It was while staying on a beach hut on Koh Samui, and on returning from breakfast I discovered my room had been broken into, and most of my money was missing. With just under a week left to go, and with no other savings in my bank account, all of our plans to travel further were ruined. After a look online we discovered that loans were available, with the pre-condition of repayment, plus a small charge on the following payday. I borrowed £300 easily enough money to cover the remainder of our holiday and we had a great time’
Online Payday loans can be a really useful product in just the sort of emergencies outlined above. There are a few simple criteria which must be fulfilled before a loan can be approved and your holiday crisis averted:
1) Over 18 years of age
2) Earn over £333 per month
3) Have a UK bank account
4) Be a UK resident