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Twenty-Two Ways You Can Protect Your Identity

Date Published: 25th August 2009
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Author: Josiah Walter RSS Views: N/A PRINT ASK ABOUT THIS ARTICLE
1. Always give protection to your Social Security Number. Do not place your Social Security Number in your wallet or to be printed on your checks. It is the main object of criminals.

2. Be aware of shoulder-surfers. Make sure nobody is looking over your shoulder when you enter a pin number or a credit card number to an ATM machine, or in a phone book.

3. Everything must be shred. You should keep your identity from being thrown into the garbage can.

4. Instead of signing the backs of your credit cards, just write "See Photo ID".

5. Be sure to destroy all digital data.

6. You should be diligent in checking statements. Bills and bank statements must be checked properly.

7. Go to the post office in paying your bills. Do not leave your paid bills in the mailbox to be sent out. They will be stolen and to be washed with chemicals.


8. It is better to limit information in your checks.

9. You should analyze your credit report every year. It has your Social Security Number, present and prior employers, the list of all your account numbers, including those you have closed and your general credit score.

10. Your computer must be free from viruses and spies.

11. If you are going to shop online, be sure to check first the website before entering your credit card number or any personal information.

12. Always monitor your credit history.

13. Do not hesitate to ask questions whenever you are asked about personal information which is not connected to the transaction.

14. You should not be influenced by pre-approved credit offers.

15. Do not bring with you additional credit cards or other important personal identity documents unless necessary.


16. Ask for your Social Security Earnings and Benefits statement every year so as to check for deception.

17. You should examine first the charges on your credit card statements before you pay.

18. All unused credit card accounts must be cancelled immediately.

19. Don't ever give your credit card number or any personal information when using the phone except when you trust that business or you started the phone conversation.

20. Make a subscription to a credit report monitoring service so that you will be notified in case somebody applies for credit using your name.

21. Do not be afraid to question the identity of the people and companies which will initiate contact with you, through the email, mail, telephone or even in person.

22. Don't leave your wallet or purse unattended most especially in the church, place of work, restaurants, parties or on trolleys for shopping.

Notify immediately the bank, if you did not receive any statement.

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