Personal Savings Accounts
Saving for a short term need or a lifetime plan? The Jacksonville Bank offers the right options to fit your needs.
Personal Savings
Our Personal Savings account offers you a safe and convenient way to watch your savings grow. And, the more you save, the more you earn on your deposits.
How it benefits you
* Earn interest on your savings
* Imaged monthly bank statements
* Free Online Banking
Quick Facts
* $100 minimum deposit to open, $500 minimum balance to earn interest
* No monthly maintenance fee with a $500 minimum daily balance
* $5 monthly maintenance fee below the balance requirement
* 6 free monthly withdrawals per month
* $5 fee for each withdrawal over six
Personal Money
Market Investment Account
Our Personal Money Market Investment account gives you the benefits of a savings account and the convenience of check access. Plus one big bonus! The more you save, the more interest you earn!
How it benefits you
* Earns interest
* Free Online Banking
* Free imaged monthly bank statements and checks
* Free notary service
Quick Facts
* $2,500 minimum deposit to open
* No monthly service fee with a $2,500 minimum daily balance or $5,000 average monthly balance
* $10 monthly service fee below minimum
* Six free monthly debit transactions allowed with no more than three by checks, drafts or similar orders to third parties; a fee of $6 will be charged for each additional debit transaction in excess of six, regardless of balance.
* Tiered interest rates:
$0
-
$9,999.99
$10,000
-
$24,999.99
$25,000
-
$74,999.99
$75,000
-
$149,999.99
$150,000
-
+
Youth Savings
It's never too early to begin! Our Youth Savings account offers your children a fun and easy way to watch their savings grow.
How it benefits you
* Earn interest on savings
* Imaged monthly statement
* Free Online Banking
Quick Facts
* $50 minimum deposit to open
* No monthly maintenance fee
* Must be under 18 years old to qualify
Certificates of Deposit
Earn a higher rate of interest on your savings with a Certificate of Deposit. Whether you prefer your money to earn a competitive rate of interest in just a few days or in several years, we offer a variety of certificates ranging in terms of seven days to five years. The longer the term - the higher your rate, and all our CDs are FDIC-insured.
* Guaranteed rate for the term of your CD
* Frequency of interest paid based on your choice
Individual Retirement Account
Contact Us
It"??s never too early to open an IRA certificate, a tax-efficient way to save for retirement. It"??s a traditional IRA with tax-deferred earnings until withdrawal, or a Roth IRA which offers the same tax-deferred earnings but with greater tax savings and withdrawal flexibility. The Jacksonville Bank is prepared to help you select the right account for you.
* $500 minimum
* Interest is fixed for the term selected and paid at maturity
* Annual fee applies
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retirement planning: planning for retirement
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