How Do You Consolidate Your Credit Card Debt? An Embarrassingly Simple Way to Do It

John opened the mailbox and lo and behold, another credit card bill. He had heard of debt consolidation but still wondered "how do you consolidate credit card debt?". He couldn't afford another dollar of interest, and he knew he had to find a way out of these high interest payments and he needed to find it fast.

Many people, just like John, dread going to the mailbox. Credit card debt doesn't have to be something that drags you down and keeps you from enjoying life. It can be solved. The answer to John's question is the solution to the problem. So, How do you consolidate credit card debt? let's get to the bottom of this.

Low APR? - First thing you need to do is keep your eyes open for a credit card company offering a 0% APR introductory rate and sign up for it. Don't take the first offer that you find and don't settle for anything less than 0%. On top of that you also want to try and find a card that will offer that rate for at least 6 months or more. This may be a little harder to find but is essential to getting rid of that debt. Don't be lazy and just choose the first offer that comes to you. Do your research, you will be glad that you did.

Consolidate - Now, take all your existing credit card debt and transfer it onto this new, low interest card. Depending on how much debt you have you may need to find more than one card to transfer all your debt to.

After you have done this, you need to get out your scissor, or better yet, your paper shredder, and put your old credit cards through (if it will handle it.) Trust me, you won't miss them.

All that's left to do now is to violently knock off that debt before the introductory offer runs out.

Are You up for the challenge?

There you have it! My answer to the question How do you Consolidate Your Credit Card Debt? So if you are at the end of your rope and knee deep in bills that you just can't pay, or are just looking for some more debt relief tips, go on over to http://www.bestdebtrelief.org. You'll find all the Free Tips and info you'll need to get out of debt and get there fast.