Trying to search for high 9 Month CD Rates. Well, you can stop searching now...
Top 9-month CD interest Rates aren't easy to track down. The 9-month term is considered an odd term CD and many banks don't have them. Often times, those that do, have a lower 9-month rate than the 6-month. But here are some pretty good deals that I found.
Umbrella Bank -- 1.85% APY. 1-star. They may need an Umbrella. Looks like a storm is coming their way.
Christian Community Credit Union -- 2.25% APY (Nice! They call it the Kingdom Builder Certificate, I like it.) 3-stars. But, please note. They are not federally insured by the NCUA. They carry private ASI insurance.
Ally Bank -- 1.55% APY (and they don't have any annoying small print or disclaimers or so they claim). 2-star Rating.
Discover Bank -- 1.50% APY (Yes, this is the bank for the Discover Credit Card). 3-stars.
So that is a healthy set of options. Personally, I would avoid Umbrella Bank. Before investing in Christian Community do some research on ASI. Your money's protection is based on the insurance company's health. They might also have restrictions on membership such as having to be a Christian.
For ease, Ally Bank and Discover are probably the best bets, but keep in mind that on-line set-ups usually require you to answer a set of questions that only you should know. I've read some horror stories lately, where the information the banks were working from was incorrect.
9 month CD Rates may be the best way to go. There is just no way to predict what the FOMC is going to do with interest rates.
Here is a resource to answer
What is the difference between FDIC and NCUA inured
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