Six Easy Ways to Protect Your Privacy
Myrtle Welch
Source - Legal Resource Center
Are you concerned about the expanded capability that exist
to collect, store and use data about our personal,
financial and Medical histories? Here are a few ways to
help protect your Privacy.
1. Credit Records
Get a copy of your credit report at least once a year.
Check for inaccuracies and correct mistakes
before you apply for a job, credit or insurance. Three
major credit reporting systems are Equifax, Experian and
Trans Union. Negative information must be re-verified
within 30 days after your request or the error will be
remove from your file. Go to `Online Resources' and look
under Consumer Law for contact information.
http://www.prepaidlegal.com/info/mwelchco2. Medical Records
Ask for a copy of your file from the Medical Information
Bureau. Information from this data bank is shared by
insurers and helps them guard against fraud.
Verify the accuracy and completeness of your records with
your healthcare provider. The address for the MBI is at the
website.
3. Incentive Programs
Provide only necessary information on incentive, rebate
and warranty program forms. This data can be used to
create mailing lists that are then sold to marketers.
Returning warranty cards is beneficial so manufacturers
can warn you about product warnings and recalls.
Request in writing to opt out of any of their marketing
programs.
4. Telecommunications
Try to opt out of caller identification services. Caller ID
allows you to see numbers before you pick up the
phone - you can choose not to answer.
There are blocking mechanisms to prevent your number from
being displayed when you phone out. Be aware that when you
dial 800 and900 numbers, the firm may match your number to
your name and address to add to customers lists for
marketing.
Cellular and cordless phone conversations are easily
monitored. Do not reveal credit card numbers or other
personal information when using these phones.
5. Direct Marketing
Ask organizations you do not wish to receive mail
from to remove your name from their lists.
Contact the Direct Marketing Association to have your name
removed from the lists of DMA members. Hit the `remove' URL
from unsolicited email and block the address.
6. Identification
Do not permit merchants to record your credit or charge
card number on personal checks. Exceptions
are special purposes that you have pre-approved, such as
emergency check cashing. Do not write your telephone number
on credit or charge card slips.
For additional ways to protect your privacy as a consumer,
contact your local or state consumer protection agency.
Addresses and phone numbers can be found at the website.
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Myrtle Welch is an Independent Associate with Pre-Paid
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