Are you familiar with the expression �an ounce of prevention is worth a pound of cure�? This is absolutely true in regards to protecting your identity from being stolen rather than dealing with the trauma and cost of being a victim.
It must be stated here that there are no guarantees that the steps you take will prevent your identity from being stolen. Personal information is available from sources (including government, employment and other business records) that we are not in a position to personally protect.
Taking steps to limit the use of our personal information makes it more difficult to become a target. Proper disposal of personal records and other common sense steps will also thwart any opportunistic thieves.
Here are some steps that every individual should incorporate into the management of their personal information. What you choose to implement will depend on how much time or energy you want to use in protecting your information. Making conscious decisions as to how or when our personal information is shared will give us more control and should become a lifelong habit.
Monitor Your Credit Reports
If you are entitled to one free credit report each year you can request a report every four months by requesting one from each of the three credit agencies in turn. It is wise to check your credit report at least once every year even if you must pay to receive it. If you suspect your identity has been stolen or have received notice of information that has been stolen you may be able to get free reports throughout the first year of the incident.
Don�t Carry Your SSN in Your Wallet
Social Security Numbers, birth certificates, passports or any other personal identification should not be carried in your wallet. The same goes for extra credit cards and store or gas credit cards. The less you carry the less risk if your wallet is stolen or lost.
Stop Pre-Approved Credit Offers
You can stop the mailing of pre-approved credit offers by calling toll-free
888-5OPTOUT (888-567-8688). Ask to have your name removed from the list as pre-approved credit offers can be easily abused by thieves.
Shred Personal Documents
If you do throw away pre-approved credit offers or other personal information (such as old tax forms, bank statements or expired credit cards) you must shred the information before disposing it.What can you do to prevent identity theft? Get
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Pick Up the Mail EVERY Day
Don�t allow mail to sit overnight in the mail box or you give thieves an easy target. Credit card offers, bank statements and possibly information with your SSN can be used to open new credit in your name or steal from you. What can you do to prevent identity theft? Get free adware download at http://www.pc-tool.info/
