If your business requires of you or your employees to travel often, you may want to take advantage of a business credit card with frequent flyer or airline miles features that enable you to accumulate miles and have the chance to earn many free flights. As a frequent flyer business credit card holder, you will earn bonus points every time that you pay for purchases with your business credit cards. Within the program, you can accumulate the points and eventually redeem these for equivalent airline tickets, or travel-related expenses such as hotel stays and car rentals.
Business credit cards vary in terms of airline miles per dollar spent as well as terms and conditions. Business credit cards will specify a minimum accumulated frequent flyer miles before you can qualify for a free airline ticket and there may also be expiry dates attached to the benefit, depending on the participating airline. These provisions should be found in your business credit card agreement which you should take time to study so you can maximize your business credit card benefits.
Nonetheless, all these business credit cards with frequent flyer features can fetch considerable travel savings for your business. You should be aware that there could be higher interest rates after the introductory period, and that annual fees are levied for good frequent flyer business credit cards. Take the time to compare the various frequent flyer business credit cards, in order to identify one that harmonizes its cost and rewards package with your business requirements.
You should consider applying for those frequent flyer business credit cards that do not charge annual fees. You will – in all probability - come across several $0 annual fee business credit cards that offer bonus miles on your first purchase and the now-common zero percent APR on purchases and balances that you transfer from other business credit cards. This 0% APR offer is valid for a pre-defined introductory period, normally between 6 and 15 months. After the introductory period, you should still make a point of paying off the entire balance on your business credit card within the grace period offered by the bank so as to avoid incurring interest costs.
Here is an example: American Express Gold Delta SkyMiles Business Credit Card offers 15,000 free bonus miles after you make your first purchase; in addition, you will be eligible for an additional 1,000 bonus miles per employee business credit card you issue. This is capped at five employees and translates into a 5,000 bonus miles. You will earn two miles for every eligible dollar charged to your business credit card on purchases made at qualified supermarkets, drugstores, home improvement - and hardware stores. The two miles per dollar earning also applies to gas purchases, wireless phone bill payments and Delta airline tickets.
Chase Continental Airline Business Credit Card’s approach is to offer a 5 percent discount on purchases of Continental airline tickets within the first year of your business credit card membership, which is rather unique among business credit card issuers.
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