Copyright (c) 2007 Jay Smith
Remember those old �A dog is for life not just for Christmas' ads? Well, I've no idea as to the long term success of the campaign but you don't see them much these days so maybe the message has started to get through. Certainly the idea should be pretty common sense, especially to animal lovers � looking after a pet means just that, making sure you're aware of and willing to take on the responsibility of an animal's life. This means that when you welcome a pet into the family you should be in it for the long haul, in many ways just as you would with a child.
I'm sure for most loving owners, and there are plenty of people out there who really do treat their pets as they would a member of the family, the message clearly isn't necessary. Even if you love for and dote on your pet, the cost of giving it all the care you would like to can be prohibitive.
Unfortunately having a pet can be an expensive business and I'm not just talking about rare breed dog owners grooming their five grand poodle for next years Crufts, Quite apart from the day to day costs of food the real expense comes in when, for whatever reason, a visit to the Vet becomes necessary. There is no regulation of vet fees so if you aren't prepared to shop around a visit can be a financially painful experience. Take some of these examples, all fees for common conditions - �500 for an abscess, �1,000 for the removal of a lump or a hefty �3,000 estimated for injuries sustained in a road accident. When you take on board the Pet Health Council's assertion that almost half the UK's pets need veterinary care each year it becomes clear that the cost of caring for your pet could spiral dramatically.
It's no wonder then that more and more pet owners are starting to see the sense in taking out a pet insurance policy. It might seem like something it would be easy to disregard, just another expense that might not even be necessary; but then, as with any type of insurance, what you�re buying is piece of mind. After all what would happen should your pet suddenly need expensive treatment at a point in your life when funds are hard to come by?
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