In some ways, the Gold American Express AIR MILES credit card is similar to the regular American Express AIR MILES credit card. This includes the 100 bonus reward miles when you make your first purchase, the 3.99 percent rate on balance transfers and the 16.99 percent on purchases and cash advances. In addition to these, the Gold American Express AIR MILES credit card - just like its regular sibling - offers online account access, free supplementary cards, funds advance, 24/7 customer service, convenient payment options and emergency card replacement. The travel benefits of American Express like the assured reservations and travel accident insurance can also be enjoyed with the Gold American Express AIR MILES credit card.
Optional pay-to-use services such as the balance payment insurance, AMEX Global Assist travel medical insurance, AMEX InfoAssist, and automatic flight insurance are present in both the regular American Express AIR MILES credit card and the gold version of the card:
-Balance payment insurance: It amounts to 89 cents per 100-dollars outstanding balance upon enrolment to this service. This insurance will cover the outstanding amount in your American Express AIR MILES credit card should you be unable to pay your monthly bills due to disability, or loss of job. These payments towards your American Express AIR MILES credit card will continue until certain maximum levels are reached: a total amount of ten thousand dollars, or 24 consecutive monthly payments. If you find a new job, if your disability has been treated, or if somehow your outstanding balance is settled in full, the insurance payments will cease. In case of dismemberment or death, your estate will not have to worry about paying your outstanding American Express AIR MILES credit card account because it will be covered up to ten thousand dollars.
-The AMEX Global Assist travel medical insurance is also very advantageous if you travel often to any parts of the world. You should not have reached the age of seventy-five to qualify this service. Under this coverage, you will get extensive insurance coverage for emergency hospital and medical expenses while you travel.
-The automatic flight insurance is also beneficial to those who travel around the globe. In case of accidental death and dismemberment, you are covered up to 1.5 million dollars. You must use your American Express AIR MILES credit card to purchase the airline ticket to qualify for this service. On top of the ticket price, you will also have to pay for the premium of the flight insurance.
There are differences in annual fees and credit limit between the regular and the gold version of personal American Express AIR MILES credit card. But you enjoy the same basic benefits from American Express and from AIR MILES with either one. You can take your pick between the two.Credit-Wisdom.com Provides Expert opinions and reviews to help you Compare and
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