Where to Get Inexpensive Car Insurance in South Florida

Due to rising accidents rates, increasing car thefts, and higher repair costs, car insurance rates are on the rise. But you can still get a good deal on your insurance if you know where to look. Here's where to get inexpensive car insurance in South Florida.


Minimum Coverage in South Florida

Florida is a no-fault state, which means your insurance company must pay for all injuries in an accident no matter who was at fault. The minimum insurance amounts you must carry in order to drive in South Florida are:

* $10,000 worth of bodily injury liability coverage to pay for the other person's medical bills after an accident.

* $20,000 worth of bodily injury liability coverage to pay for everyone's medical bills after an accident.

* $10,000 worth of property damage coverage to pay for repairs to the other person's car and personal property.

You must also carry personal injury protection coverage to pay for your medical expenses and other expenses associated with an accident such as lost wages.


Additional Coverage You Should Have

In addition to the above coverage, you may also want to purchase:

* Collision coverage to pay for repairs to your car if you cause an accident.

* Comprehensive coverage to pay for repairs to your car not caused caused by an auto accident - fire, theft, vandalism, storms, hitting an animal.

* Uninsured motorist coverage to pay for your injuries if you're hit by an uninsured, underinsured, or hit-and-run driver.


Where to Get Inexpensive Car Insurance

Because insurance rates vary widely between insurance companies, you need to comparison shop to get the least expensive rate. The easiest way to do this is to visit an insurance comparison website where you can get rate quotes from a number of insurance companies.

Visit http://www.LowerRateQuotes.com or click on the following link to get South Florida car insurance rate quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.


The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on car insurance in South Florida.