Shopping UK - Credit Card Security
Shopping on the Internet is no less safe than
shopping in your local store. Follow these tips
to ensure your online shopping experience is
a happy one.
Will My Credit Card Details be Stolen?
If you shop at sites that offer secure payment
procedures, the possibility of anyone getting
your credit card details is small.
The main way that card details are stolen is
from discarded credit card slips - picked up
from rubbish bins or supermarkets.
However, if someone does steal your credit card
details, the distance selling regulations give
you the right to a refund from your card issuer
for all money lost through fraudulent use.
How Do You Know a Site that Offers Secure Payment
Look for the locked padlock sign at the bottom
of your screen and an address starting with
'https'("s" for secure)instead of just "http"
when you are asked to enter payment details.
This means you are in a secure part of the site
and all information sent is scrambled by
encryption software so that the details are
impossible to find out by hackers. Do not
give credit card details to a company that
you have not checked.
Will Using my Credit Card Give Extra Protection?
If you spend between £100 and £30,000, a credit
card such as Visa or Mastercard will give you
extra protection under the Consumer Credit Act.
The card issuer is jointly liable with the
retailer for faulty goods bought in the UK
and some issuers may accept liability for
transactions involving foreign goods.
Debit cards such Visa Delta or Switch or
Maestro usually do not give as much protection.
So only use these cards for buying cheaper
products.
Keep a Record of Your Purchases
Print out a copy of your order and confirmation
number of your purchase for your own records.
Reputable merchants will usually send an email
confirmation of your order. However, a printed
copy is useful to have in case your order is
lost or deleted or not delivered.
(c) John Lynch
( To get advice on Shopping Uk and tips on
how to get big discounts when online
http://www.online-shopping-discounts-uk.com )
