Consumer Protect Thyself û Part 1
@ 2004 by Timothy Munsey
There are many ways for a consumer to protect themselves
during online purchases, and here is just one.
In this article I would like to take a look at our credit
and bank accounts. Most of us work hard for what we have. We
shop wisely and save money where we can. Why do we do this?
So that we can put food on the table, a roof over our heads,
keep the lights on, put the kids through school. So keeping
our bank account safe is of great importance.
One way is to keep an eye on our accounts. In this age of
ever-growing technology that we live in it has become much
easier. Most banks have online access to your accounts. You
can see what you have as of right now. Take advantage of
this, check you accounts and report any odd or unrecognized
charges and/or debits. At times, if you catch it fast enough
you can have it reversed.
If you shop online this is another thought. Open a second
account, completely separate of you primary accounts,
possibly at a different banking institution. Keep a zero
account and fund the account to cover purchases. This will
lower your exposure to loss. If for some reason someone
tries to charge to the account they will not be able to use
it.
About the author û Tim is the publisher of Online Shopper
eZine & Newsletter as well as the webmaster of multiple web
sites. You can visit the Online Shopper eZine @
http://ezine.tntmunsey.com or email Tim -
shop@...You are free to reprint this article under the following
conditions: Reproduce the article intact including the
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author with a link to the reproduced article.