The UK credit card market is perhaps the most flourishing credit card market. As many as 1500 different credit card companies are trying to woo customers towards their products and different credit card offers. In this cluttered scenario you are bound to get a lot of biased opinions and credit card reviews and guide that is nothing but mere advertisements. Getting to a genuine credit card guide for UK market is a colossal, tiresome job. Nevertheless we took it on us to study the market comprehensively and achieve a genuine fruitful result.

First of all it is important to analyze your own needs, requirements and financial credentials. Know what type of credit card suits your situation then weigh the pros and cons of a market offer. Start comparing their interest rates, features, benefits, chooses whether you want a MasterCard or Visa credit card. Make sure you find out all about the 0% credit cards available; find out which has the best rates and APR for balance transfers or purchases. Remember it is not necessary that card that offers the lowest interest rate is the best there are a lot many tags attached to a credit card so be careful before you select one. Read between the fine print and look out for the hidden costs. Be sure the credit card fits your requirements and situation. There is no point signing up for a reward point program if you do not use your credit card too frequently. You might just end up spending more than you'll earn through these schemes, which you'll use only occasionally.

If you are going in for Gold or Platinum Credit Card make sure that make sure that it offers you the best market deal in terms of credit limit, features and benefits. Else if you've got a bad credit history go for a credit card that supports you in building back your credit and finally gaining a good credit rating. See that it has a flexibility of grace period and that the annual charges, interest rates, etc are low (of course APR would be high).
Some of the best credit card offers for UK market are those by Morgan Stanley credit card, Capital one credit card, marbles credit card, Citibank Platinum Credit Card, MBNA Platinum plus Credit, Lloyds TSB Platinum Card, GM Platinum Credit Card, Barclaycard Credit Card, MBNA low rate credit card and American Express Blue Credit Card. While GM Platinum Credit Card gives the best cash back offer of 3%, Barclaycard is the most popular UK credit card. It has the largest market share of over 20%. American Express Blue credit card has great standing as an over all value provider.

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