The CitiBusiness Card is an excellent card for those who have very good credit and are looking to maintain and manage all of their business-related expenses by using one credit card.
There is no annual fee associated with the CitiBusiness Card, and it offers an introductory interest rate of 0% for the first twelve months on both purchases and balance transfers. After the introductory period, the interest rate on purchases is 10.99% based on prime rate for purchases and average 22.99% on cash advances with a pre-determined minimum interest rate. Additionally, after the introductory period the fee for balance transfers is 3% with a $5 minimum and $50 maximum, and a 3% fee for cash advances with a minimum of $5.
There are no rewards programs available with this card, however, it is quite attractive for those looking for a business card that has a low interest rate and who plan to take advantage of the other services and discounts the card offers.
Some of the services and benefits a cardholder can expect to receive from the use of the CitiBusiness Card include the following:
• Online access to account information
• Emergency assistance and travel-related services
• Solutions for identity theft
• Personal business assistant
• No liability to the cardholder for unauthorized transactions
• Protection from fraud
• Automatic payment of bills
• Protection for purchases
• Insurance for car rental
• Legal and medical referral services
• Assistance for lost luggage
• Reporting of lost and stolen cards
• Emergency card and cash replacement
• Financial statements for year end and quarterly
• Travel accident insurance up to $1,000,000
• Discounts at participating merchants and retailers
For more information or to apply for the
CitiBusiness Card, Beth Derkowitz recommends Find Credit Cards.
