The Business Green Rewards Card offers a solid option for those looking for a business credit line. The benefit of this credit line is that you will not have many limits in what is offered to you in the way of rewards. It is quite important to pay off your balance each month to avoid costly fees, though. The credit line is offered through American Express and allows for those that have good or better credit.
The Details
The Business Green Rewards Card is not like a credit card. It is a charge card which you will need to pay off in full each month. It does not offer a revolving limit to it. Each billing period, you will need to pay off the credit card in full. The good thing about this option is that you will not accumulate any credit card debt in the long run. There is a $95 annual fee to the credit card and a charge of $40 for a second cardholder. Your credit limit will be determined based on your credit history.
As for the rewards program, the Business Green Rewards Card offers one point per dollars. You can then use these points to pay for a wide range of things including gift cards, hotel stays, airline rewards, car rentals, as well as merchandise purchases. In addition to this, you can move your points to your frequent flyer program (any of the 11 offered) to be used. There is no limit to how much you can earn as well as no expiration on your points. In fact, with your first purchase, you will earn 5,000 points right away.
Although this is not a line of credit, this American Express charge card does offer many benefits including an easy to use and benefit from reward program. In addition, it can help to keep you debt under control. The Business Green Rewards Card should be considered by only those that know they will be able to pay it off in full every month.
For more information or to apply for the
Business Green Rewards Card, Beth Derkowitz recommends Find Credit Cards
