The Chase Home Improvement Rewards Card is the ideal choice in credit cards for those that plan to do home improvement projects. When you use this credit card to buy the necessary aspects of repairing or updating your home you are rewarded. If you need more incentive to get home improvement projects taken care of, this is the ideal method for obtaining those rewards. Consider the details of this credit card that is offered to those with average or better credit through Chase.


The Chase Home Improvement Rewards Card offers you twelve months of an introductory rate of 0%, which is a decent amount of time to reap these benefits. You will then have an APR starting at 13.99% for purchases and 23.99% for cash advances. In addition, you will have no annual fee and there is no limit to the amount that your credit limit can be. Little or big home improvement projects will be just fine if you are approved for a high credit limit here.


Yet, probably the most benefiting thing about the Chase Home Improvement Reward Card is that of the rewards program itself. You will earn one point per dollar. You can earn an additional 3 points per dollars pent on your home improvement purchases at various home improvement type stores. When you reach 2500 points, you can redeem them for a $25 gift certificate or opt for a $25 check to spend as you like. There are no expiration dates on rewards although you can only earn 60,000 points or 30,000 home improvement points per year.


In addition to these features, the Chase Home Improvement Reward Card provides for what you need in additional perks including emergency cash replacement, travel and emergency assistance programs, up to $500,000 in travel accident insurance, auto rental insurance as well as tips and contests for home improvement projects. There is no reason not to get more out of your home improvement projects with a credit card like this. Take some time to determine if this is the right credit card for you.


For more information or to apply for the Chase Home Improvement Rewards Card, Beth Derkowitz recommends Find Credit Cards.