The Discover Platinum Wildlife Card provides for 12 months of benefits with an introductory rate of 0% on all of your purchases and balance transfers during this time. You should check out the details for this offer to determine the exact dates of benefits. But, after this introductory period has expired, you still get some pretty significant benefits. You have a variable APR at just 10.99% on purchase and a very low 20.99 fixed APR on cash advances. This credit card does use the two cycle average daily balance which may offset these benefits just a bit with a higher interest payment if you carry a balance on your credit card. There is no annual fee on this credit card and the minimum credit limit is $5000 up to $50,000.
For those benefits also comes a reward. The Discover Platinum Wildlife Card offers a cash back reward of .25% to 5% at participating retailers. You will earn .25% at warehouse clubs as well as discount stores. You get double rewards for Discover Card Partners. You will earn .25% for purchases totaling up to $1500, .5% for purchases up to $3000 and 1% for purchases over $3000.
The Discover Platinum Wildlife card offers many benefits to those that deserve it and have excellent credit. These large credit limit accounts offer the benefits of cash back rewards but also feature very low interest rates, something that everyone should take into consideration.
For more information or to apply for the Discover Platinum Wildlife Card, Beth Derkowitz recommends Find Credit Cards.
Tags: credit card, 12 months, interest rate, cash advances, interest payment, morgan stanley, low interest rates, introductory period, introductory rate, balance transfers, platinum, variable apr
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Source: http://www.articlealley.com/article_77836_19.html