There is a NEW financial claim which is set to sweep across the UK! It has been discovered that many finance and credit agreements signed before April 2007 have been written in such a way that they breach the terms of the 1974 Consumer Credit Act and this makes them unenforceable agreements. It is possible to have any agreement you have 'audited' by a solicitor to check the contract to see if it complies with the 1974 Act or whether it is, in fact an unenforceable agreement. If is does not you can apply to your lender to have the whole balance written off. I have done it and I know it works! So how is it possible?
Credit Finance Agreements - most of us have got them. In fact over 50 million of them are signed every year. So it might be a surprise for you to know that as many as 80% of then may be flawed in some way and that up to 20% may not be worth the paper they are written on. We are lead to believe that the banks - these huge financial institutions so much in the news these days, know what they are doing. It might come as a shock to you that they actually don’t know what they are doing. But this is in fact the case! It’s all down to the Consumer Credit Act of 1974. This Act lays down very strict terms and conditions which MUST be written into the contract YOU sign. The interest rates must be correctly stated and correctly calculated for example. Often this is not the case. This makes it an unenforceable agreement. If you have taken out a credit card, store card, car finance or any other kind of loan or finance agreement before April 2007 you may be able to claim to write of the debt using a solicitor who works for you on a no win no fee basis.
Is it a scam? No it certainly is not. There have been many successes to date. It is not debt management, IVA or bankruptcy. So what is the process? Briefly, your solicitor asks your lender for a copy of your credit agreement. Then it is ‘audited’ to see it does or does not comply with the 1974 Consumer Credit Act. If any breaches are found your credit agreement may be deemed an unenforceable agreement. Your solicitor writes to your lender on your behalf saving you time and stress of having to do this yourself. The process takes about nine months to a year depending on how quickly your lenders reply to requests made by your solicitor.
There are thousands of people who are having problems with debt and a company who can help you to write off your debts is surely a good thing. Visit www.creditcardswrittenoff.com for more information NOW! You have nothing to lose and thousands of pounds to gain! And peace of mind and a debt free life.Learn more about unenforceable finance agreements and how to write off your debts at Youtube
http://www.youtube.com/watch?v=8acEWwqDqDc
Hello from Julie Ashton.I am a writer, teacher and business woman.I write from personal experience of the subject I write about.I found myself in debt when I divorced and my business folded and became a 'debt expert'.I know how it feels.Visit
www.creditcardswrittenoff.com for more information.I hope I can help.
