So you have been involved in a road traffic accident and have sustained a leg injury. You have been in hospital and you have had to pay hospital bills. Plus you may have lost work time and earnings. Your car may be in the workshop for repairs. Well, there could be a whole host of expenses that you have had to go through, plus of course, the agony of suffering from a leg injury.
Now, the first and most important question is: do you have insurance? If you were driving the vehicle, then you must hold automobile insurance. Even as a passenger you have a right to claim insurance. It is important to know before you claim as to whether you were at fault or if the accident happened because of the other driver's fault. You must have all the evidence of the accident, plus, if there were any witnesses, you should also take their names and contact numbers.
An insurance company wants all evidence from the accident before they file a claim. You may be approached by an insurance company for an out of court settlement. Don’t accept any settlement till you have talked to your insurance company. Or you can find an insurance company that handles road accident claims. You don’t have to worry about paying the accident claim lawyer. They operate on a 'no win, no pay' basis.
Now, there are two types of insurance claims that are filed after a road accident. One is called general, and the other is special damages. Under special damages, you can claim for your hospital bills, doctors' bills, loss of earning, car rental or taxi fares, ruined clothes, and so on, but you must maintain a record of all expenses incurred due to the road accident. You should keep all your bills in a safe place. The insurance company will need these to file a claim.
General damages are far more difficult to access. Placing a monetary value of your pain and suffering is not easy. To calculate this; the insurance company lawyer will have to look at previous cases and how much was compensated. He will have to find a case that is closest to yours and then prepare your claim.
As a general guideline, if both legs are lost then the claim can be between 125,000 pounds to 145,000 pounds. If both legs have been amputated below the knees, then 82,960 pounds to 103,710 pounds can be claimed. If above knee amputation of one leg has occurred, then 50,000 pounds to 72,500 pounds can be claimed. If a below knee amputation of one leg has been done; then 47,500 to 67,500 can be claimed.
In case where there is a serious knee injury, you can claim for about 36,000 to 50,000 pounds. In the case of torn cartilage, dislocation, or any damage to the knee, the compensation will be between 7,750 and 14,000 pounds. In the case of a fractured ankle, or difficulty in walking on uneven surfaces, the claim will be between 7,000 and 14,000 pounds.
You must get a good accident settlement lawyer to take up your case. Don’t let the insurance company try to make an out of court settlement for anything less. Your lawyer will try to get you the maximum amount of compensation if he/she has experience in winning accident insurance claims.
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