The Social Security Administration (SSA) will provide disabled people with financial assistance as long they meet the requirements. While the agency focuses on helping people with permanent disability, there are instances when it considers the cases of people whose condition is not as severe as long as it prevents them from working.
How the SSA Defines Disability?
Before the Federal Agency provides disability claims to a person, it will review the petitioner’s case to know if he is really eligible to receive benefits.
• The SSA considers the earning capacity of the claimant. If the person has a limited source of income, he may be eligible to receive disability claims.
• When the health condition of the person is severe and prevents him to work for at least a year. Meanwhile, people with partial or short-term disability may find it hard to get their claims since SSA prioritizes permanent disability.
• When the health condition of a person prevents him to adjust to even less physically-demanding jobs, he may be eligible to receive disability benefits.
• The SSA provides a list of impairments and if the person suffers from one of these conditions, he will be eligible for benefits.
Meanwhile, there are five kinds of Social Security disability benefits and these are:
• Disabled Adult Child Benefits
This disability claims is for people aged 18 years and older and should not be married. To become eligible, the claimant’s disability should have started before he reached the age of 22.
Unlike in some Social Security programs, the Disabled Adult Child Benefit does not require claimants to have previous works because the benefits they will receive will be based on their parents’ Social Security contributions. Meanwhile, the disabled child is also eligible for Medicare assistance.
• Disability Insurance Benefits
Those who are eligible for this benefit should have at least worked in the US for 10 years or more since the amount the person will receive is based on his Social Security contributions.
• Supplemental Security Income (SSI) benefits
This Social Security benefit is given to people who are poor and disabled. With this financial assistance, claimants should prove they have limited source of income to become eligible for this benefit.
According to SSA, this benefit can help indigent people to have at least a decent living and will allow them to buy basic needs such as food and clothing.
• SSI Child's Disability benefits
This Federal aid is for individuals who became disabled before the age of 18. Meanwhile, claimants should prove they have limited income (and also their family). According to SSA standard, eligible recipients should not be working or should be earning not more than $980 per month (this standard changes every year).
Meanwhile, if the child is in medical facility, SSA will not cover his hospital needs since there is already a health insurance that is paying for the medical costs.
• Disabled Widow/Widower's Benefits
When a Social Security taxpayer dies, his surviving spouse with disability can receive the benefits as long as she is aged between 50 to 60 years old and her disability started before the death of her husband.
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