A permanent disability will definitely affect a person’s way of living and his financial stability. For this reason, more and more employees would want to be secured financially even if they can no longer do the job they used to do after their disability.
The government, through the Social Security Administration, helps the disabled with their financial problems by providing benefits. However, not everyone is lucky enough to be qualified.
According to the Social Security Administration, around 52% of applications annually are rejected. Most of these applicants are qualified but are rejected nonetheless because of some technicalities in the proceedings.
These applicants can be helped by lawyers who are trained in handling such cases. They can help in appeals and other proceedings which would prove their claims on benefits.
Proving Disability
The government is very serious in maintaining that only those who are qualified and rightful applicants will receive be benefited by their programs. There are a few categories wherein the applicant must pass in order to be considered as a disabled person:
• His condition must prevent him from engaging in the line of work that he is doing for 15 years or more.
• He must have an earning that would not exceed $500.
• His disability must be interfering with his performance at work and other activities related to it.
• His condition must be perceived to be long term or permanent.
Programs of SSA that Cater to the Disabled
People with disabilities can apply under two programs of the Social Security Administration:
• Social Security Disability Insurance. Those who have worked for years and have earned points can qualify under this program. Beneficiaries of these employees who have paid their taxes can also acquire the disability benefits under different circumstance.
An adult child can even be qualified for as long as his disability was incurred before the age of 22.
• Supplemental Security Income. Under this program, the disabled, the elderly and those who have insufficient income can apply for the SSI.
It provides an amount which can be used by recipients only as a supplement in providing for their needs.
Qualifying for SSDI
Aside from accumulating points by paying social security taxes, the disabled must meet all conditions that would consider him qualified for the program.
• The disability of the person must be considered as permanent
• The condition of the employee prohibits him from doing substantial amount of work which would earn him money.
• The worker must have worked for at least five years before he has acquired the disability.
The many beneficiaries of Los Angeles Permanent Disability programs will undergo lengthy procedures and would have to pass requirements before actually receiving benefits.
In case their application for social security benefits is rejected, the disabled must not lose hope as there are lawyers who can help them in their appeals and guide them throughout the proceeding.
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