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Paul Hockney
Member since 14th July 2007

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Displaying 1 to 15 (of 42 articles)
Your wedding is supposed to be one of the most perfect days of your life. Many women begin to dream about their wedding day from the time they were a little girl. One of the things that make you stand out on that special day is your wedding dress. The...
It's a terrible feeling when you need a home loan but due to issues in the past you know that you can't qualify for a traditional loan. While many begin to lose hope, they don't have to. Although you might have bad credit at one time or another, you can t...
Individual voluntary arrangements or IVA debt help is mostly used in the UK, Spain, and Europe and sometimes in Mexico. It's the equivalent to our debt management in the United States. When an individual or family suffers from too much debt and can't re...
Mortgage Options for First Time Buyers Heading into your first time mortgage transaction, it pays to understand some of the basics of home financing. Even as a first time homebuyer with bad credit, you will be eligible for a first time mortgage prog...
Homeowner Loans are often for amounts in excess of £5,000 so they can be useful if you're planning a major project or purchase. They are also an exceptional and proven way of raising the finance you need to either steer clear of mounting debt problems o...
A Debt Management Plan (DMP) is an informal agreement between you and your creditors where you agree to reduce your monthly repayments so that all the debts can still be repaid, but over a longer period of time. Compared to something like an IVA, which is...
The need and demand for credit has been with us since the whole concept of money was first introduced. And over time the vast majority of us will have to bear some form of debt. Whether it’s a mortgage, one of the biggest debts, you could ever have and ...
When you get a business loan through a bank they require a written loan proposal. This proposal must present you, your business, and your financial needs to the lender in a manner that encourages them to give you the loan. They will make loans they know ...
Points about payday loans you need to know. It's a solution to help you that keeps you from having to pay bank penalties, charges for unpaid bills, and credit card charges. This is truly a temporary solution and if you are part of a family that needs more...
Bad credit personal loans are the main loan type people search for when looking for a bad credit loan: an Unsecured personal loan are meant for those with a bad credit history. However, to qualify for these loans isn't very easy. They are meant for people...
Finding a loan on the Internet is very easy no matter where you live in this world. There are major companies from America, Germany, UK, China, Japan and many other countries who are willing to provide you with cash. There are several big money lenders in...
If you’ve never gotten a payday loan, you might be wondering why someone would get one. After all a loan involves interest, why get one for the short term? When someone is living pay check to pay check then any unexpected, but necessary, expenses can ma...
In need of cash not sure what to do? There are lenders available to help, even if you have a poor credit rating. The need to borrow money comes from people of all lifestyles with all sorts of needs. Employment slows no way to make ends meet. UK lenders on...
When you as a borrower are asking for a re-mortgage remember that you have already paid out a lot of money towards your home and you do have certain rights. You need to look for a company that will provide you with qualified mortgage advisor who can help ...
Many times a person with bad credit tries to get a secured loan to find that the interest rate is very high. This can be discouraging but there are places that will provide you with a loan without high interest rates because of your credit score. Many hig...