31st October 2008
We begin with the creation of the automatic stay. The stay is automatically created at the time of bankruptcy filing.
The automatic stay is actually a unique feature. If a creditor attempts to collect from the debtor in any way after the bankruptcy w...
31st October 2008
There are other advantages to filing chapter 13 that may not be easily seen. The interest on the debt that you owe stops accruing. So let's say you owe $200,000 unsecured debt, in credit cards. Well, if the interest rate on that is 20 percent that's go...
31st October 2008
Most of the time chapter 7 is the best case scenario, however there's also chapter 13. Chapter 13 should be used when there's a lot of equity in a house or some other kind of asset that a debtor is trying to protect. An example of this can often be seen...
31st October 2008
There's two types of bankruptcies; there's the chapter 7 bankruptcy which gives you a fresh start, and the chapter 13 which allows you to pay back a portion of your debt, sometimes 100 percent, sometimes as low as 10 percent, within three to five years.
...
02nd October 2008
A recent court order has required the three major credit bureaus (Experian, Equifax and TransUnion) to clean up the credit reports of millions of consumers who have filed for Chapter 7 bankruptcy protection. What often has happened is that old debt, disc...
24th September 2008
It has been said that the human mouth is literally the nastiest place on earth in terms of germs and bacteria. The chances are very good that this is true, when you think about the things that you actually put into your mouth, the heat inside of your mout...
24th September 2008
Over the years, there have been great debates and controversies over various acne treatments. Sometimes, it is found that a treatment is not safe, and it is then banned by the FDA. However this rarely happens. In most cases, certain treatments are only da...
23rd September 2008
The key to weight loss is mostly mental. It comes down to thinking before eating. There are so many tools that one can employ to assist in losing weight. There is no guess work to success. It is merely systematic, smart thinking that can make all the diff...
13th August 2008
Many people visit the dentist not for pain in their teeth or gums, but for pain in their jaws. Does jaw pain signify a problem that requires the services of a dental care professional? You bet it does!
While it isn't always the case, jaw pain could be ...
25th July 2008
Many of us don't go to see our dental health care professionals as often as we should, and this is usually for one of two reasons. First, even the strongest of us is often afraid of the dentist. Second, we fear the bill that we associate with that dentist...
15th July 2008
In today's world, having a bad credit report may be detrimental. Even though in most cases consumers have brought this upon themselves, in some cases the bad credit report may be caused by a glitch in the credit bureau system. As up to 25% of credit repor...
20th May 2008
Yes, you read that correctly. Debit audits are officially back as of May 12, 2008. This is despite the fact that the panel trustee already examines the debtor, and despite the fact that the U.S. Trustee already reviews every petition filed with the Cler...
29th April 2008
A petition for dissolution has been filed with the clerk of the circuit court. A summons has issued against the spouse and it has in fact, been properly served. From that point, the respondent has thirty days to file an appearance in the case; otherwise...
29th April 2008
One of the most frequent reasons for seeking dental care is discolored anterior teeth. Even persons having teeth with normal color often request to have them made whiter. Treatment considerations include removal of surface stains, bleaching, veneering a...
25th April 2008
A party who has been forced to resort to the judicial process to secure compliance with the terms of an order or judgment is entitled to her reasonable attorney fees even absent a showing of inability to pay.
The trial court has no discretion as to whe...
