31st August 2007
Everyone wants a great deal. When you are searching for a home to buy, you certainly want to get the most home for the least amount of money. When you are selling, you want to unload your home for the most you can. How do you know when the deal is righ...
29th August 2007
If you ever turn on the radio or television then you have surely heard something about the current “subprime mess,” “credit crunch,” or “mortgage meltdown.” What are they really talking about, and how did it happen? Read on to learn the basi...
28th August 2007
Are you looking to refinance? Maybe you want to purchase a new home. Don’t listen to all of the media hype surrounding mortgage rates and expect to get the rate that you hear advertised. Even if you have perfect credit, you may have a higher rate tha...
28th August 2007
Is your credit less than perfect now? Would you like to build it up a little? A common misconception is that once your credit has gone down the drain, it will stay there. There are some components to poor credit that can keep your scores down for an ex...
20th August 2007
If you are going to be applying for major credit in the near future (auto loan, home loan, etc.), you should keep tabs on your credit report. You want to make sure there aren’t bogus accounts, records, or marks bringing your score down. Even if you ar...
02nd August 2007
In this article I am going to explain a principle that people need to understand when they are trying to refinance their home to consolidate their debts and lower how much they spend each month. While it is a seemingly simple principle, many people have ...
01st August 2007
When is the best time to refinance your home? Should you wait for rates to be at all time lows, or the value of your home to be at an all time high? Ideally, you would like both. We just went through a period of exactly that with the most recent refi b...
31st July 2007
This question has puzzled many people when they go to purchase or refinance a home: “Should I get a low adjustable-rate mortgage (ARM), or go with the security of a fixed?” While it is true that a fixed-rate mortgage (FRM) can provide more security,...
