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Andy Adams
Member since 29th October 2007

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Displaying 1 to 15 (of 113 articles)
With the current cash crisis and other increased costs many of us are worrying about next year’s holidays or may have even resolved that we may not be able to afford a week or two abroad this year. Earlier this year holiday company XL holidays collapse...
For nearly a year we’ve had to put up with over-inflated energy bills, fuelled by large costs for nature resources like oil many gas and electricity providers had to push up prices of energy in order to make sure they didn’t lose money on the millions...
At the moment the government has a great interest in the UK and world banking system; many pundits believe that for too long the banking system and specifically the inter-bank lending has run amuck and is one of the many reasons for our current credit cri...
Loans, mortgages and credit cards are all financial products that many people are finding they cannot get approved for at the moment, the state of banking and lending in not only England but all over Europe and the United States of America has been left w...
Typically our cars need testing every few years to make sure that they’re safe to run on the road and also to pinpoint any problems that may be wrong with the car. These tests go by the name of MOT certification, or MOT for short standing for Ministry ...
As a part of the on going financial problems in the UK gas and electricity prices were one of the first vital expenses to go up in cost in 2008, scaremongering in late 2007 proved to hold weight when people’s prepay utility bills skyrocketed by over 100...
Borrowing money is a bit of a sore subject at the moment, many people who need to are unable to because of the current lockdown on lending money in the UK. The reasoning behind this spreads far and wide with bank closures, financial bailouts and years of...
The hot topic of recent years has been climate change and how our fondness for fossil fuels is causing severe damage to our planet, it’s in the news and even in the movies; we need to change our ways if we want to have any hope for the future of earth. ...
Nearly 12 months ago UK residents were warned to prepare for an increase in heating and utility costs, on the verge of a cold winter and possibly a colder and wetter summer many people were worried that at a time when they’d need their heating and elect...
Over the years there have been a lot of developments in the mobile phone world and especially over the past few years in particular. Many mobile phones now can not be described as a mobile phone but more of a personal computing device as they can browse ...
Many people will have felt the pinch recently with the costs of living going up and other expenses like fuel costing more and so many UK residents have had to tighten their belts to make sure that they don’t find themselves in hot water. The prospect...
These days there are fewer and fewer companies who will lend you money, whether it’s for a credit card or something grander like a mortgage banks and other lenders are simply holding back. The credit crunch and faltering global mortgage market has me...
We use credit cards a lot, whether it’s paying for expenses like bills or purchases the general public often relies on a credit card to pay for goods and services when paying with our own money is not a possibility. It’s proven that we are using cr...
It’s been no secret that over the past few months it’s been pretty much impossible to get a mortgage, with decreased spending by banks there’s been less of the 95% mortgages that many people have been able to get during the credit boom and it’s ha...
In the previous part of this article I covered ten ways to help reduce your car insurance quotes, despite petrol prices going down our insurance premiums continue to rise to the point of many of us questioning whether having a car is really worth it. ...