When applying for a remortgage, there are several factors you need to take into account, apart from the obvious amount and rate and lender that you would prefer.These factors determine the amount of loan and the rate and also determine the lender. The ...

A Bad Credit Remortgage is a remortgage where the applicants have some form of Bad Credit or Adverse credit registered against them.These types of remortgage have also been called Adverse, Sub prime or non status remortgages. Bad Credit/Adverse can mea...

The recent problems within the secure loan market have been pronounced within the self certification market, more than any other. A self certification loan is a loan whereby the applicant self certifies their income.The self employed and applicants who ar...

An Adverse Remortgage is a Remortgage which is offered to people that have some form of adverse credit. Adverse can also be termed, adverse,Bad credit,Poor Credit or Non status or sub prime. It usually means that the client has CCj’s ( County Court Judg...

Self Certification for a loan is essentially the method whereby a client self declares their income. This may occur when a client is self employed, or is employed but also has an income derived from work outside of their normal employment. Many lenders, e...

The recent credit crunch has had a major effect on the secured loan market. Several Lenders have pulled out and many have tightened their criteria, which means that it is now more difficult to get a secured loan, especially If you are looking to Self cert...