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Melissa Kellett
Member since 22nd November 2007
Occupation: Financial Consultant

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Displaying 1 to 15 (of 143 articles)
There are many sites advertising bad credit debt consolidation and claiming that there are debt consolidation loans available for those with a poor credit score. ...
Though credit cards are a popular way of financing purchases, truth is that they are also an expensive way of financing purchases. The interest rates charged by credit cards can double the rate charged for personal loans. Sometimes, even the rates charged...
Many people, due to credit problems, close on car loan deals with high interest rates and non advantageous loan terms. Though for many this situation is inevitable, it is possible to
Many loan agents promote home loan refinancing as the path to debt freedom. Refinancing can be either a way to reduce your debt, a way to reduce the amount of your mo...
Not many people are familiar with Secured Credit Cards. These cards are usually associated with bad credit mainly because they are the only cards available to tho...
Mortgage Loans and Home equity loans are not the only sources of funds for making home improvements. If you lack the equity or do not want to use your home as collateral, you can always resort to
There are many sites out there making incredible claims about how they can get thousands of dollars for you for free by getting for you government grants. You need to be well aware that most of these claims as false. Though there are sites offering legit ...
Those who have tried starting their own business in the past know exactly which the main obstacle for any business project is: Lack of Finance. The inability to obtain the needed funds to establish a new business can be overcome by knowing beforehand what...
The practice of transferring balances from one credit card to another in order to avoid penalty fees or to take advantage of 0% APR promotional periods is very ex...
Paying for the services of a moving company is somewhat expensive. But, unless you can count on a friend’s truck, you will have to pay for moving out. Besides there are many additional costs associated with moving out. To cover for all these expenses, i...
As opposed to regular vehicle loans, commercial vehicle loans imply several factors that need to be considered before applying. Cost optimization...
College life can be really expensive, there are not only college related costs but also everyday expenses that add up to the overall spending. You may have requested a student l...
An excellent source for revolving funds are home equity lines of credit. With these financial products you can obtain all the funds you need at a competitive rate withou...
With 125% home equity loans you can easily consolidate your outstanding debt even if you have not much equity left on your home. By applying for a 125% home equity loan ...
There is a common practice that consists on applying for secured home improvement loans and using the money for personal purposes. If unnoticed, this provides a cheap source of financing. However, depending on the loan contract, it can cause you several p...