21st January 2008
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies –
Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your
request, once every 12 months. The FCRA prom...
20th January 2008
Credit repair is possible because the Fair Credit Reporting Act (FCRA) allows the consumer to challenge the information on his or her credit report on the basis of "completeness and accuracy."
When a dispute is filed with the credit bureaus, they must ...
18th January 2008
Many people enjoy the ease and convenience of paying for goods and services with a credit card. Unfortunately, some people become victims of the growing problem of credit card fraud. The first you may know of fraudulent activity on your credit card accoun...
14th January 2008
First of all, you can take comfort in the fact that you are not the only one fighting credit card debt problems. There are hordes of people who have even worse credit card debt problems when compared to yours; all of them seeking an effective way to el...