30th April 2008
Urban myths- We hear them all the time. Some that come to mind: alligators living in the sewers...mixing the candy Pop Rocks with soda pop will make you explode...and credit repair companies can instantly solve credit problems.
Most of the myths are ha...
28th April 2008
Okay, it's probably not a bumper sticker you see every day. But healthy credit is definitely something to be excited about, especially when it comes to that car, truck or SUV you're thinking about buying. Good credit makes the road to getting your dream c...
25th April 2008
The other day I was having lunch with a friend at a deli, which had just run out of Swiss cheese. "Oh for Pete's sake," my friend blurted out. "What kind of sandwich place doesn't have Swiss cheese?"
That got me thinking—not about cheese—but about ...
24th April 2008
If you're like me, your mailbox is usually stuffed with things like bills...postcards selling some turbo-charged Internet service...maybe a few magazines...and, of course, credit card offers.
It's the credit card offers that get you. They're pretty tem...
09th April 2008
People always remember their "firsts." Their first kiss...first concert...first job...first thing they bought with a credit card. Well okay, maybe I'm the only one who remembers the first thing I charged to a credit card. It was a bag of groceries (and I ...
09th April 2008
All of us have certain things we don't want others to see. For me, it's my eighth grade yearbook picture...the video of my karaoke debut...all the junk under my bed...and the personal information in my credit report.
While we can keep most of our priva...
27th March 2008
This time of the year, everybody is thinking about their finances. Money is on our minds. So while you're rummaging through your receipts and reviewing those W2 forms, add a credit report to your list.
Why get your credit report right now? Making sure ...
26th March 2008
a. What you need to know about your credit for tax season
b. Why you should use your refund to pay down debt
c. Tips on how to go about paying off debt (35% of taxpayers surveyed will pay down their debt)
Tax time is just about here. For some of ...
11th March 2008
As a smart consumer, it should be no surprise to you that your credit report can affect the interest rate you get on a car loan. The better your credit score, the better your rate. But did you know your credit can also influence your auto and home insuran...
10th March 2008
Buying a new home or car is exciting stuff. Whether you're going after a condo or a convertible, it's a great feeling finding what you want. The only thing better? Knowing that you're saving money on your loan because you're prepared and your credit repor...
22nd February 2008
FACT: Money has very little to do how much you love someone . . . but it has a lot to do with how much you fight with that person, especially if that's your husband, wife, boyfriend or girlfriend.
Let's face it, if you and your spouse have vastly diffe...
08th February 2008
Buying a home is probably the single largest investment most people will make in a lifetime. By preparing yourself and your finances for a home purchase, you can ensure a smooth home-buying process.
Start by checking your credit
To have an opportuni...
06th February 2008
By regularly checking your credit report, you're doing a great job of managing your credit. It's a good way to stay on top of things. And you know what else is smart? Being aware of the most common credit pitfalls.
There are four credit "dangers" you s...
25th January 2008
If you're looking to improve your credit, you've probably heard a million suggestions on how to go about it. Some advice may be right, but a lot may be wrong. What should you believe?
I'm here to help clear up the confusion. Below are five of the most ...
22nd January 2008
STEP 1: Know the score. What's your credit score? A recent study found that 63% of people don't know what their credit score is. So if you're not sure, now is the time to find out. Lenders use your credit score as part of their evaluation, and credit sc...
