09th September 2008
The past few years have seen millions of Brits put at increased risk of identity theft by banks, retailers, and government departments who have failed to effectively secure the personal details of their customers and staff.
1 HM Revenue and Customs was...
18th August 2008
Debt problems come in all shapes and sizes from the occasional cash flow crisis to the full on, out of control, debt nightmare that requires professional debt advice.
For Australians experiencing short term debt problems a number of easy steps are open...
08th May 2008
Credit card companies, who stand accused of rip off practices, are facing mounting pressure from politicians all around the globe.
No matter where you go, be it the US, UK or Australia, credit card companies are experiencing a backlash from politicos, ...
06th May 2008
A leading Australian credit ratings firm has warned those in love to be cautious when taking on debt for a partner. It says debts taken on for a partner, when things are rosy, can become a real hassle if the relationship breaks up.
For example, women t...
06th May 2008
A leading Australian credit ratings firm has warned those in love to be cautious when taking on debt for a partner. It says debts taken on for a partner, when things are rosy, can become a real hassle if the relationship breaks up.
For example, women t...
24th April 2008
Consumers in the US, UK and Australia can all get their hands on a free copy of their credit report to do a credit check on themselves. The systems in each country are different, and this article explains how consumers can go about getting a free credit r...
07th April 2008
A study by Australia’s biggest credit report provider has shown many Australian consumers are worried about their ability to pay the bills.
The Veda Advantage study has indicated that making repayments is a major cause of concern for three quarters o...
03rd April 2008
A proposed new law could see Australian brokers legally obliged to only offer consumers credit products they can afford. This development has come about as a result of a growing number of credit horror stories giving Australia’s credit broking industry ...
03rd April 2008
A proposed new law could see Australian brokers legally obliged to only offer consumers credit products they can afford. This development has come about as a result of a growing number of credit horror stories giving Australia’s credit broking industry ...
10th March 2008
Australia is losing a billion dollars every year to identity theft, according to the Australian government, and nearly 90 per cent of Aussies are said to be concerned about having their identity stolen.
With identity theft reputed to be the fastest gr...
03rd March 2008
1. Low Doc Loans stands for low documentation loans. These are typically used to purchase property and to be accepted for this type of loan a consumer does not need the same level of documentary proof as required for standard bank loans. Most banks requir...
26th February 2008
A credit report is information sent to private credit checking firms, typically by banks, lenders, utility companies, telecoms and internet suppliers about how customers manage their accounts with them. This information is then used by other banks, lender...
15th February 2008
Surging numbers of Australians defaulting on their credit agreements has led two of Australia’s credit checking firms to call for major credit reporting reforms to tackle the nation’s growing debt problem.
Two recent studies conducted by credit ref...
15th February 2008
Australia’s voluntary banking code, designed to protect consumers, is up for review amid concerns bank customers facing financial trouble are not being helped.
The Code of Banking Practice, which has been adopted by most of Australia’s banks, provi...
15th February 2008
Home loan exit fees have come under attack from Australian consumer watchdogs as interest rate hikes push consumers to refinance.
Banks and lenders have been accused of ‘punishing’ home owners and stifling competition in the Australian home loans m...
