Newly graduated students are often concerned that they will struggle to get a mortgage once they start their first graduate job due to the large sums owing to the Student Loans Company. Whilst the debt has to be declared as a financial obligation on any m...

It would be fairly straightforward to take a stroll down your local High Street, peer into the windows of the banks and building societies and do a mental comparison. You could even take notes as you go. That would give a good comparison, wouldn’t it...

Personal finance is basically the implementation of the idea of finance onto you and your family's monetary decisions. It will help you address the processes by which you can budget, save and spend cash over time. It also takes in account various financia...

From standard variable rates to cashback remortgages there are numerous ways the borrower can go about refinancing the loan on their home. Here is a simple guide to the basic options. Standard Variable Rate: The SVR is most basic form of all remortgag...

A remortgage is much less hassle than buying a new home because the ownership of the property is already registered in your name. Many homeowners elect to change to a different mortgage with their exiting lender and in this case the process is even simple...

When you apply for a mortgage, or indeed any financial product, your credit rating is checked. A credit rating helps a lender decide whether you fit their criteria as a risk worth lending money to. The lenders look at the reasons for your mortgage appl...

Remortgages have been around as long as mortgages and go through cycles of popularity in the UK. Before the property downturn in the 1990s the practice of remortgaging was fairly uncommon; in that sluggish market many lenders realised that the only way to...

Mortgages in Scotland work on very similar principles to mortgages throughout the UK but there are slight differences in the property market to England that both buyer and seller must be aware of. The most important difference to mortgages in Scotl...

Why do people remortgage? People remortgage for several reasons: • Because their old deal has expired (e.g. a two-year fixed rate deal has come to an end) • Because they are on a poor deal costing them too much money in repayments • Because th...

Bad credit mortgages in the UK are for people who have a bad credit history. It is not impossible to get a mortgage on the high street if you have a bad credit record, but it is more likely that you will have to use a less well known mortgage lender. T...

One of the main problems with moving house is – it costs a lot of money! They say it is one of the most stressful things we can do in our lives, and the cost of it only adds to the stress. Simply looking at the price of a house in an estate agent’s...

Across the country many factors influence the price of a house and subsequently the mortgage of the house, but nothing is more important than its location. Over recent years house prices have sky rocketed in some areas leaving huge gaps in the property ma...

If you are remortgaging and have equity in your property that it is. There is plenty of mortgage and remortgage deals available if you consult a whole of market mortgage advisor who knows where to look. Mortgage lenders are never out of the news curren...

A mortgage refers to a type of loan taken out by an individual that is used to pay for a property. The property is then used as security against repayments on the loan. A mortgage is used to buy property and is paid back in instalments. If repayments cons...

If you are connected to the Internet then you are probably familiar with search engines, and finding things you want. Google is probably the best known search engine of them all. Looking for a mortgage online can be as simple as typing “mortgage” into...