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Richard Heaney
Member since 12th June 2008

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The day Lehman Brothers went under, it formally sounded the start of difficult times for the mortgage business. Though the fault lines were apparent since the sub-prime crisis had rocked the financial markets last year, this event seems to have lent a ter...
A commercial mortgage is a loan extended to businesses where real estate assets are used as collateral to secure the repayment. This kind of loan is more or less similar to a residential mortgage but there...
Businesses need money to run or expand their current operations or to start a new business. To fund the requirements they mainly take two routes – equity financing and debt financing. Some businesses which are facing a fund shortage also resort to the c...
Buy to Let mortgage is a type of loan used for purchasing property which you can let out to rent after getting the ownership. Especially in the UK, Buy to Let properties have become quite popular. While some people are seasoned investors, others look at i...
A commercial mortgage is a specialised commercial loan where the borrower has to put a real property as collateral against the loan. The lender has a legal claim over the property under a commercial mortgage loan until the loan has been fully repaid. ...
A commercial mortgage is a type of loan which is taken from a financial institution by using real estate as collateral. This loan is available only for business purposes. The borrower needs to be a business partnership, incorporated business, or a limited...