It is predicted to be one of the coldest winters in recent years this winter and pensioners are going to struggle to keep warm. Many will already be in the predicament of eating or heating this winter due to the increased prices of energy and the governme...

If you find yourself in a vicious circle of debt with a number of credit card or store card providers then you will be pleased to hear that the government have met with the top lenders to conjure a deal which will ease the strain off struggling borrowers....

One of the most popular budget airlines have threatened to cancel all of their flights to a certain sunny destination situated within the Canary Islands due to a row with the local tourism group. The airline has threatened to axe all the flights due to Fu...

With the race to attract new customer this Christmas, high street stores are offering a range of store cards and like most offers some will be better than others. Some cards offer punters cash back if a certain amount is spent whilst others are offering i...

Many of us have got used to the luxury of 0 per cent credit cards and 0 per cent balance transfers but these deals we are so used to are now in serious danger of becoming a thing of the past. Many of the leading lenders who have traditionally offered 0 pe...

One of the simplest methods to limit your spending this Christmas and protect your bank balance is to carry your cash around with you according to a recent study by scientists. People who pay in cash as opposed to their plastic little friends are far more...

Using a store card may seem like the easiest option, you have lots of wonderful in store offers available to card holders and it is interest free for six months, where is the problem? Like most great things, some of these wonderful deals can have very ser...

We all know Christmas is an expensive time of the year whether you spend your money on presents, holidays, food or decoration. The average person will spend around £600 this Christmas with some more than others; so people may wonder where they are going ...

A few years back we would take out a credit card if we wanted to make a big payment whether it was for a holiday, new car or kitchen or even to pay for a wedding but rising inflation rates are forcing more and more people to seek credit cards to get them ...

Figures have been released stating that one in every five houses currently on the market are only there due to their owners not being able to keep up with the mortgage repayments. More and more people are struggling since mortgage providers have put a hal...

The UK's struggling housing market received some good news this month; the number of mortgages taken out had risen by 7 per cent raising the total to £18.7 billion as opposed to Septembers 'weak' £17.5 billion. Even with the total figure rising from las...

House prices have fallen by 15 per cent this year compared to last year with the year ending in October. This information has been released by the biggest mortgage lenders in the country the Halifax; they also stated that it had decreased by 2.2 per cent ...

So now we have looked at the details of the secured loan, we need to take a look at its sister product, the unsecured loan, also known as a personal loan. As with the secured loan you need to assess your situation as they will determine which type of loan...

You have seen something you fancy or you fancy seeing something but you do not have the money to either of them, realising that you can afford to do it at a later date you seek to borrow some money. What is the best method you should use; is it a personal...

Borrowing money is something you may need to do in the near future, if you have not already done so. When it comes to the time that you do need to borrow money, it will most likely to be in the form of a loan. There are many types of loans and each one is...