It is common place for most non-profit and charity organisations that along with the end of the calendar year comes a change of office bearers. It is at this point that it is necessary to be reminded of the importance of undertaking regular self-reviews. ...

The introduction and subsequent popularity of debit cards is proof that consumers are making the choice to move away from choosing the credit option when making their purchases. Particularly in these tough economic times more and more people are looking f...

Around the start of the year, almost every daily newspaper included headlines and numerous articles related to house prices. There were claims that if there was a recession in Australia, house prices in Sydney could fall by a whopping 25 to 30 per cent. ...

Attorney-General Robert McClelland last week released a report and discussion paper on recommended improvements to current Federal Court Family Law services in Australia. The report, entitled “Future Governance Options for Federal Family Law Courts i...

A few months ago the Federal Government announced that it would be introducing a guarantee on all deposits held in Australian banks, building societies and credit unions. For those who have their money invested in various bank deposit products, this was w...

At a glance, it seems that our community is working harder and longer than ever. As the national economy is slowing and unemployment is predicted to rise accordingly, it seems only natural that workers put their noses to the grindstone in an attempt to mo...

In the current harsh economic climate the one thing on everyone’s mind, both business owners and individuals, is money. Cash flow, debt repayments and investment losses to name just a few, along with “how we are going to dig ourselves out of this fina...

Not every business has to report GST monthly or quarterly. Eligible clients are able to lodge their GST report once a year. For your information, the key points are as follows. Who can report GST annually? You can elect to report GST annually if: ...

With recent events across the globe emphasising the volatility of the international financial market it is perhaps some timely advice that consumers make a move to not just focus on the immediate effects of the current downturn. It is important that, in t...

Following through with the yet another scheme that was announced in the 2008-09 Federal Budget, the Rudd Government has recently introduced to Parliament legislation that will see the enactment of the Education Tax Refund. As set out in the budget, the...

With the apparent skilled labour shortage in the Australian workforce at the moment more small business owners are becoming aware of the benefits of taking on an apprentice. Taking one or perhaps a number of apprentices into a business is mutually bene...

As global warming and environmental awareness continues to be a much discussed topic, it is possible that we have become completely desensitized to this pressing issue and have simply written it off as ‘too hard’ or ‘not something that we can do any...

The Labor Government has recently passed legislation which will see the introduction of First Home Saver Accounts, as promised by Prime Minister Rudd in his election campaign. By providing a combination of lower taxes and Government contribution, the new ...

According to independent research conducted by an external exit interview organisation, the real reason that one in five employees resign is because of their manager. Perhaps one of the main benefits of having an external organisation interview outgoin...

There is the common perception that Company Boards are associated only with large scale corporations and are usually comprised of highly (over) paid, but highly experienced executives. In today’s competitive business world small business owners are b...