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Initial Underwriting Group

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Joined: 06th October 2008
Articles: 44
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WORKING SMART VS. WORKING HARD

29th September 2009
Many people associate working long hours with working hard. As a business owner, you might pat yourself on the back after a long, hard day at work. But business owners should focus on working smart versus working long hours. Hard work has a new definiti...

PRUNING TIME

07th September 2009
Your small business is bound to yield fruit when you keep long-term goals in mind during daily operations. In this chapter, you will find tips that will help your company function with optimal impact and align the moment-to-moment operations with the ove...

STRATEGIC ALLIANCES

25th August 2009
Strategic Alliances are a strategy for getting what you need for your small business without necessarily incurring further debt. This happens when two or more companies form an alliance while retaining their own identity; in certain cases, a separate l...

BROKERS & DEALERS

13th August 2009
A broker is defined as anyone who makes securities transactions for others. (The exception to this is a bank.) A dealer is defined as someone who buys and sells securities for their own account, through a broker or otherwise. Most entrepreneurs are ...

UNIFORM COMMERCIAL CODE

07th August 2009
The Uniform Commercial Code, or UCC, is an excellent tool for business owners to protect themselves with small business laws as both creditors and as debtors. Using UCC filings to your advantage can stretch your credit with both lenders and vendors. Li...

ADVANTAGES OF LEASING EQUIPMENT, AUTOMOBILES & MACHINERY

31st July 2009
Leasing equipment can become very advantageous to a small business owner. The company which finances the equipment retains ownership, while the business owner has the right to use it in exchange for monthly payments. Each lease will have specific terms...

FACTORING

27th July 2009
Factoring is an effective business-to-business transaction that allows a small business to get the necessary loan when working capital is tied up in equipment, unpaid invoices or accounts receivable. Normally, a factoring loan is issued to clients who ...

CREDIT CARD ADVANCE FINANCING

23rd July 2009
For many businesses owners, borrowing money during tough times can be difficult. There is a new alternative to conventional lending practices that is becoming extremely popular. Credit card advance loans are often called many different names, but essenti...

CANADIAN ALTERNATIVE FINANCING

17th July 2009
Setting up shop in Canada comes with its own set of obstacles and benefits. Statistics Canada reports that 75% of job creation is through small businesses. Getting a conventional loan is one of the biggest challenges. Canada’s major banks have big pr...

REAL ESTATE BACKED FINANCING

16th July 2009
Many private investors or alternative lenders will issue financing without any security or collateral, justified through risk mitigation of higher interest rates. However, collateral is not ruled out altogether in alternative financing. On the contrary, ...

Jeff Skoll: Doing Good Business

27th June 2009
Jeff Skoll achieved notoriety as the first president and second full-time employee of the internet auction company, eBay. He became a man with a mission after getting a wakeup call at the age of 14 when his father discovered he had cancer. His fat...

NO GUARANTEES

12th June 2009
No Guarantees is one of the cornerstones of Free Market Economics. There are no guarantees. Business success happens through methodical, daily efforts. Healthy competition in all sectors ensures that even the greatest company on earth can be quickly humb...

Social Entrepreneurship

06th June 2009
There is a movement across the globe today that says solutions to society's most pressing social issues cannot be left up to the government to determine. Social entrepreneurs are business owners that decide to take on the work of engaging with social prob...

ALTERNATIVE ENRICHMENT

06th June 2009
Alternative financing may be the perfect solution for companies looking for additional means of securing adequate business funding. This form of financing may be used to carry a new venture through its early phases of development, restructure existing...

Diamonds Are A Cereal Marketer's Best Friend

18th May 2009
When C.W. Post started a small business in 1895 with his first batch of "Postum" (breakfast cereal) he probably did not foresee his company getting into the diamond business. The cereal company has "followed a path of delicious innovation, creating cereal...
 
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