26th June 2009
By: Zeng Han Jun, CPCG, Singapore
There are many different reasons why home owners want to refinance. Some want to go for a lower interest rate, some want a fixed rate and others want to tap on the equity of their house.
Whatever that reason may...
11th June 2009
Abstract
Code of Practice for Railway Protection has been implemented by the Development & Building Control (DBC) Department of Land Transport Authority (LTA), Singapore to safeguard the existing MRT Structures against the any possible damages that may...
11th May 2009
By: Zeng Han Jun, CPCG, Singapore
Many consumers assume that “mortgage companies” are banks that lend their own money. In fact, a company that you deal with may be either a mortgage banker or a mortgage broker. So what is the difference between a m...
13th March 2009
By: Zeng Han Jun, CPCG, Singapore
Landlords are suffering from the lack of tenants right now. Lists and lists of property advertisements displaying “For Rent” sign bombards every property agencies right now. Faced with this kind of market, landlord...
04th March 2009
By: Zeng Han Jun, CPCG, Singapore
When hard time comes around, it is inevitable that some of us might have difficulties maintaining our current cash flow. This might lead to an increase of the probability that one might fall back on one’s home loan...
02nd February 2009
By: Zeng Han Jun. CPCG, Singapore
Being a foreclosure investor is a daunting task and requires lots of different skill sets. It becomes even more difficult if you are going into it alone. There are different kinds of foreclosure investing and mainl...
01st February 2009
By: Zeng Han Jun, CPCG, Singapore
The reason why consumers search for several home loan rates before committing, only boils down to one thing: They do not want to get ripped and only want the best deal that they are able to get for themselves.
O...
25th January 2009
By: Zeng Han Jun, CPCG, Singapore
Somebody whom I have met recently, asked me “How much CPF can I use for my property purchase?” When I reply that one can use up to 120% of the valuation or purchase price, whichever is lower, he got a shock. “120...
22nd January 2009
By: Zeng Han Jun, CPCG, Singapore
There are countless of financial forecast reports that are being published 24 hours a day. Some of them predict that the coming months are a disaster and some look upon the next few months as an opportunity period. W...
21st January 2009
By: Zeng Han Jun, CPCG, Singapore
Most of us probably need a loan at some point of our life and there are many different kinds of methods to obtain that financing: credit cards, personal loans, factoring and many others. If you have a private propert...
21st January 2009
By: Zeng Han Jun, CPCG, Singapore
There are many factors that the bank will take into consideration when assessing your application for a refinance. Sometimes, your application is rejected, even when you feel that your credit and finance profile are ...
12th January 2009
By: Zeng Han Jun, CPCG, Singapore
First of all, let me briefly explain what a cash handout is when we are talking about mortgages. A cash handout is as its name implies, it is the cash that the bank offers you for taking up housing loan with them. ...
11th January 2009
By: Zeng Han Jun, CPCG, Singapore
Every housing loan product has its own set of terms and conditions. The loan product that you take up is of course, underwritten by your lender, therefore the terms and conditions are to your lender’s favor, not ...
08th January 2009
By: Zeng Han Jun, CPCG, Singapore
New home buyer always feel perplex by the huge amount of paperwork that is involved when applying for a home loan. They are not alone, because seasoned buyers feel the same way too when refinancing. Still, in order to ...
05th January 2009
By: Zeng Han Jun, CPCG, Singapore
With the holiday season around, it is difficult to enjoy if you have your home loan payment issues lingering at the back of your brain. Worst yet is if you have an impending foreclosure on your house. Focus on wh...
