Allisson May

Things That May Not Be Disclosed By Your Credit Card

Under the Federal Law, credit card companies are required to disclose all its fees and terms to its holders. Nevertheless, what you read in the fine print may not be the complete details of what you should know. In this article, let's tackle some of the... Read >

A Good Credit Card Holder? – Then You Deserve a Better Interest Rate!

When was the last time you checked on your credit card rates and charges? More importantly, when was the last time you checked on your credit? Do you have an excellent credit score? If yes, compare it with the fees that your credit card is charging you... Read >

Five Credit Card Mistakes to Steer Clear From

Surveys show that bad debt and credit card charges are directly linked to each other. Therefore, how you use your credit card plays a big role in staying away from serious debt problems. Here are five mistakes that many credit card holders often commit ... Read >

Maximizing Your Credit Score Through Smart Credit Card Use

Have you noticed that your credit card interest rate has increased this month? Could it be because of your low credit score? What can you do to start fixing your credit? Here are guaranteed ways to improve credit score: Read your credit card mails r... Read >

Your Spending Behavior and Your Credit Score

When talking about credit history, many people are aware that submitting late payments or carrying outstanding balances on their credit cards can hurt their credit. But did you know that your everyday spending behavior can also have a negative impact on ... Read >

What Not To Do When Escaping Credit Card Debt

Trying to get out of bad credit is a challenge for anyone. Sadly, some people resort to actions that only aggravate the problem instead of solving it. Students especially are prone to committing wrong actions when trying to get out of debt. If you are s... Read >

Wise Strategies When Shopping for a Credit Card

Every shopper needs to pay special attention to details before making a purchase or availing a service. The same is true when it comes to looking for a credit card. The banking industry offers hundreds of different credit cards to choose from and compar... Read >

What You Need To Know About Credit Cards for Canadians

If you're just moved to Canada as an immigrant, perhaps you may be thinking about opening a new credit card account. Why not consider a Canadian credit card? Whether you're in Canada to work or to study, having a credit card on hand would surely come in... Read >

What is Your Credit Report Made Of?

We often hear that a person's credit report is very important because lenders, employers and even landowners check this document to measure one's credibility and financial capability. But what really is inside your credit report? Do you really understan... Read >

What is Your Credit Score Made Of?

When discussing about credit and finances, we often hear the term credit score. A high credit score means quick approval, access to better rates, and more opportunities. But what really is a credit score? How do credit reporting agencies calculate a pe... Read >

Student Credit Repair Tools

Are there really tools that can help you repair bad credit? Especially if you are a student, are there really specific ways on how you can handle your student credit card without getting stuck in bad credit? To answer these questions, let us consider th... Read >

Business Credit Cards and Personal Liability

For a newly established business without corporate credit, the basis for approval for a business credit card would be the business owner's personal credit history. If you carefully examine your contract, it contains a clause that discusses your personal ... Read >

Tips To Get Out of Debt

The problem with bad credit is very real - a dilemma that plagues millions of people around the world. Thousands of bankruptcy cases are filed in the US each year which only proves that debt is one of the major problems in the country. If you notice... Read >

Help Your Student Find the Right College Credit Card

If you're a parent or a guardian of a college student, you can do a lot to help him/her make the right choice. Aside from helping them choose, let them understand the responsibility that comes with being a card holder. By preparing students early, the d... Read >

How to Keep a Business in Good Credit Standing

Just as it is important for individuals to keep their personal credit in good standing, business owners should also pay close attention to their business credit and make sure that their rating is excellent at all times. Let's talk about the key points on... Read >