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Michael Letcher

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Michael Letcher is the President of Home Insurance Buyers Guide, LLC and a Fortune 500 executive. His buyers guide helps Florida home insurance consumers find, screen, and contact Florida homeowners insurance companies still writing new business.
Joined: 21st November 2008
Articles: 22
URL: http://www.homeinsurancebuyers.org
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What to Do if You Lose Your Florida Home Insurance Coverage

26th November 2009
At a time when you thought that most Florida homeowners insurance cancellations were behind us, new threats to your coverage are appearing on the horizon. And this new round of cancellations is happening at a time when Florida home insurance rates are ab...

Florida Home Insurance Quotes - Why Using Quote Generator Sites Won't Work

26th June 2009
You've had experience using them many times before for auto, home, and life insurance. Quote generator websites have been around in one form or another since the start of the Internet to help you obtain lower quotes on multiple types of insurance. Whi...

What Consolidating Florida Newspapers Mean to You

19th June 2009
Over the past two years, I've had a unique opportunity to see significant changes in the Florida newspaper industry as I've worked with business reporters covering the Florida home insurance crisis. Over this period, I've established great relationship...

Florida Real Estate - Is Now the Time to Come Back Into the Market?

19th June 2009
If you are on the sidelines thinking about the right time to re-enter the Florida real estate market, the mixed signals being sent by the market make it that much harder for you to decide whether now is the right time to buy a new home in Florida. On t...

Why You Might Be Able to Avoid the Coming Florida Home Insurance Rate Increases

19th June 2009
The recent Florida property insurance law passed by the Florida Legislature and signed by Governor Charlie Crist was an important step towards improving the financial stability of the Florida insurance system. It allows Florida's state run insurance comp...

Why You Might Default on Your Florida Mortgage - Even if Your Payments are Current

16th April 2009
For most of us, Florida home insurance is a boring topic. Despite all the turmoil in Florida's dysfunctional homeowners insurance market, most of us don't want to talk about it. We want to pay for it and forget about it until next year. So it's no wo...

Here's What State Farm Florida Policyholders are Doing Who Don't Want to Be Surprised

15th April 2009
State Farm Florida Insurance Company announced earlier this year that it intends to leave the Florida Property and Casualty Insurance Market. The only thing still yet to be determined is the actual terms of the withdrawal plan and the timing around when ...

Florida Property Insurance - How it Gets You to Subsidize the Insurance of Someone Else

15th April 2009
After Hurricane Andrew and continuing to this day, Florida home insurance companies have continued to pull out of the state or seek significant rate increases. Why? Because both Florida homeowners insurance companies and state regulators can't seem to a...

The Real Truth About the South Florida Rental Real Estate Market

28th February 2009
I thought I was ready for the challenges of being a landlord when I purchased a new rental home in Port St. Lucie, Florida in 2005. I thought that I had seen it all after three years of high taxes/insurance and dropping prices. But I was totally unprepa...

Why You Should Be Thankful for Some Florida Home Insurance Companies

23rd January 2009
Not liking Florida home insurance companies is almost a habit in the sunshine state. After all, many companies bailed out on the state starting with Hurricane Andrew - something that has continued to this day. After the hurricanes of 2004 and 2005, more...

What You Need to Know When Buying Insurance for a Florida Coastal Home

21st January 2009
Finding low cost Florida home insurance can be difficult no matter where you live in the state. The situation is worse because most national companies will no longer cover homes here. Currently, only 40 companies out of over 400 that are licensed to writ...

How to Find Affordable Florida Insurance on an Older Home

21st January 2009
If you own an older Florida home, if can be challenging for you to find affordable Florida home insurance coverage. Your older home might be more likely to have hurricane damage depending on the building code that was in effect when your home was built. ...

How to Find Low Cost Florida Home Insurance

21st January 2009
Homeowners in Florida still face a confusing market and a limited number of home insurance companies to choose from. Despite two straight years of legislative tampering with the market, Florida home insurance is still overpriced and hard to find - especi...

How You Can Be Sure to Select a Great Florida Home Insurance Company

17th January 2009
After Hurricane Andrew hit Florida in 1992, many of the best Florida home insurance companies began to leave the state. Many more exited Florida after the hurricanes of 2004 and 2005. Today the few name brand companies that remain for the most part don'...

Everything You Should Know About Florida Take Out Home Insurance Companies

05th January 2009
Citizens Property Insurance is Florida's state run home insurance company. It was formed to offer home insurance coverage to consumers unable to find coverage from a private Florida home insurance company. Homeowners in Florida turn to Citizens for cover...
 
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