30th October 2009
To improve sales and marketing results, consider emotional appeals that play a key role in how effective your message is for unlocking the desired action of your prospects.
According to scientific marketing studies, logic alone is not enough for us to...
10th March 2009
Using the phrase “seller financing” may generate more buyer interest in a slow real estate market, which could result in a quicker sale.
Loose guidelines for home loans are gone, and creative seller financing is poised to make a comeback. Home sell...
28th February 2009
Hope for real estate investors came from the news that Fannie Mae changed the number of mortgage loans allowed for investors. The maximum was 4 financed properties allowed per borrower but, as of March 1st 2009, up to 10 properties with financing is allow...
20th February 2009
Saving money is the primary purpose of refinancing your home. How much you can save depends on several questions. One or more of the following points may apply to your individual situation:
How much do rates need to drop before refinancing?
You m...
16th February 2009
If you are thinking about buying a home, getting pre-approved for a mortgage loan can determine your maximum home price and loan amount that you can get, based on your credit scores, income, and down payment. It can save time and effort in your home searc...
22nd January 2009
It’s been said that predictions are difficult, especially if they are about the future. Read the housing news and much is doom and gloom about the industry and dire descriptions of worst case scenarios. However, there can be two sides of the story, so i...
17th January 2009
Mortgage lenders and borrowers are experiencing dramatic changes in the lending industry. Now, mortgage credit scores are changing. These changes may help or hurt depending on several factors, and up to 50% of borrowers could see their scores change by 20...
16th January 2009
Consumer credit card debt is on the rise, caused in part by a stagnant economy, and people are looking for a better solution to balance their budget.
For some, debt consolidation loans could provide an answer. The process of taking multiple high in...
09th January 2009
Will home values reduce a potential refinance boom to a whisper? Lower mortgage rates have spiked the volume of new applications but, estimates for the fallout of refinance applications are ranging from 50% to 65%, due in part from lower home values.
B...
05th January 2009
If you have an FHA mortgage, you have something that others don’t, that is the opportunity to refinance with no income verification, using an FHA streamline refinance.
A mortgage with no income verification seemed to be a thing of the past but, FHA w...
18th December 2008
Are you a good borrower who has struggled recently with late mortgage payments because your adjustable loan was reset to a high rate, or because of a temporary financial hardship?
The good news is that you may be able to take advantage of an FHA Secur...
14th December 2008
Weaving through the myriad of guidelines along the road to an FHA loan for a condominium, you run into a roadblock that says the entire condo project must be FHA approved.
You could ask the homeowners association to apply for FHA approval and change t...
04th December 2008
If you are thinking about buying a home or refinancing your mortgage, you may have been dished up some details regarding an FHA mortgage, and while FHA mortgage underwriters need to digest a full course of FHA loan guidelines, the average consumer just wa...
