24th September 2009
The mortgage market is in a mess at the moment as we are held to ransom by the main banks that are resisting lending so they may increase the amount of cash they hold. The market is very uncompetitive at the moment therefore remortgages are difficult as d...
24th September 2009
With the uncertainty in the economy at the moment general advice for the public on whether to overpay their mortgages is hard to give. Many mortgage lenders have been writing to borrowers and encourage them to overpay on their mortgages so they reduce the...
24th September 2009
We all know about the current state of the mortgage market and the lending situation with banks. If we can afford to put up at least a 10% deposit then we are in with a chance to just even be accepted for a mortgage. These deals are of course offering poo...
24th September 2009
There are a couple of options for you to consider when choosing life insurance. Term insurance is the first type to look through. Most insurers offer term insurance as well as other financial providers.
Term insurance is based on a simple model of life...
23rd September 2009
Well at the moment it very much depends on your circumstances. The best mortgage deals to suit you and any family or life partner will come down to your ability to pay, and more significantly now the deposit you can put up towards the property.
Deposit...
28th August 2009
What is remortgaging?
Remortgaging is when you change your mortgage policy either with your existing provider or to a different provider.
The benefits of remortgaging your home
There are several reasons why people will remortgage their homes, these i...
28th August 2009
The advice from the Boe’s quarterly report that interest rates will probably stay at their record low of half a per cent for some time to come. Therefore if you want the best rate for your mortgage deal then looking for a tracker mortgage deal is going ...
28th August 2009
Mortgage calculators are a great tool allowing you to do your own research whether you want to find out how much your income will allow you to borrow or maybe you want to know if you are able to afford a mortgage. These calculators can save you a lot of t...
28th August 2009
There is many a mortgage calculator available on the internet. You can pretty much find a mortgage calculator that will work out a result for any type of situation you can think of calculating.
I suspect the mortgage calculators than will be most in de...
28th August 2009
You may be looking for your first mortgage, remortgaging because your current mortgage deal is nearing the end or regularly checking to find the best value mortgage deal. You will of course be looking for the cheapest provider but you do need to make sure...
28th August 2009
Life assurance, which is known as life insurance to those outside the U.K., is something we should all consider as our commitments increase as we get older. Often people overlook life assurance as it makes us think about things that we don’t want to thi...
28th August 2009
More and more households are discovering the benefits of smart meters and using the increased accuracy that the meters bring to make significant savings on their energy bills.
After a gas and electricity provider has replaced a standard energy meter wi...
28th August 2009
It’s a shame to hear that the banks are making huge profits from the difference from the borrowing and the lending rate, particularly for fixed rate mortgages. Although the credit crunch was two years ago we are now suffering more than ever with high mo...
28th August 2009
The mortgage market is an interesting one at the moment. There is quite a spread of mortgage policies across the different types of mortgage products, showing that finding the best mortgage deals can be first of all difficult to determine which are. About...
16th July 2009
Last week you may have read some headlines about the UK government reports that were released containing a few interesting pieces of information. First of it was good to hear that many citizens are making the most of the lower interest rates to overpay on...
