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Lisa Zapalac

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Joined: 24th February 2009
Articles: 57
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Interest Rates What you pay and what you earn

17th September 2009
You hear these two words all the time - but if you are a new home buyer - do you really understand what they mean? Essentially - it’s the amount of additional money you have to pay a bank, mortgage company, credit union, etc. for the amount you borro...

Webinars: An Easy, Convenient And Effective Way To Become An Educated Consumer

17th September 2009
A webinar is a type of web conference – and a convenient way to attend seminars and educational events from the comforts of your own home or office computer. Realizing most people don’t have time to attend events outside of their home or work, a webin...

No One is Safe From Fraud

17th September 2009
The Federal Reserve warned consumers that individuals who represent themselves as having a relationship or partnership with the Federal Reserve have recently been soliciting consumers with promises of financial services or loans for large sums of money in...

Why you Should Consider a Tankless Water Heater

17th September 2009
If you ask the average homeowner – they probably have never thought of installing a tankless water heater in their home and if you ask why – it’s probably because most people are not aware of how a tankless water heater operates or the benefits of o...

Create a BIG Impact With Small Changes

17th September 2009
One of my good friends asked me to drop over and take a look at her bedroom – she wanted to make some changes that would liven up the room. The challenge was going to be in her budget – she could only spend $350. We took a look around and analyzed ...

Bathroom Makeover

17th September 2009
our bathroom and kitchen are the two primary areas to consider for a room make-over or when you want to make an upgrade to your home. In this feature – we’ll focus on the bathroom. Decide first what atmosphere you would like to achieve when walkin...

New Requirements Affect How Lenders Execute Mortgage Loans

12th August 2009
There’s been a lot of attention focused on recent regulatory changes in the mortgage industry. And although we’ve heard that the impact can be significant on consumers, it’s important to understand exactly how this affects home buying and home refin...

Housing Starts Up Nationally, Houston Median Home Price At All-Time High

01st August 2009
More good news today on the local and national economy with Texas remaining in the spotlight. Nationally, the housing market is seeing improvements and locally, home sales are on the rise. The Real Estate Center at Texas A&M University reports that the...

HUD Announces Grant For Affordable Housing In Texas

01st August 2009
Texas will soon receive funds to stimulate community development and additional affordable housing. The U.S. Housing and Urban Development Secretary Shaun Donovan announced Sunday that a number of Texas cities, including Houston, will receive a total of $...

Recent Stimulus opens assistance to service members selling homes

10th June 2009
* Are you active duty and just received orders? * Do you need to sell your home? * Sacrificing your sales price because of the market? Military familes facing challenges or hardships in selling their home now have help. A stimulus packa...

VA Guaranteed Home Loans

10th June 2009
If you are a veteran and want to purchase a home, the Veterans Administration will guarantee up to $417,000 of your loan. If you are a homeowner and would like to refinance - you can either seek a lower interest rate or get a cash-out option. Your...

Homeowners can cut energy costs

10th June 2009
Homeowners - take opportunity to cut energy costs and improve efficiency Federal Tax Credits and additional Rebates up to $1,500 Utility companies often offer Home Energy Audits where inspectors can accurately determine areas within your home that...

It's Time to Stop Renting and Buy a Home

10th June 2009
Just make sure you can afford it. Government officials are real serious about putting the brakes on lenders seeking to make fast commissions on your dreams of being a homeowner. The Anti-Predatory Lending Act of 2009 will carefully be examined and m...

Getting a loan with bad credit or previous bankruptcy

10th June 2009
Requires certain steps by consumers. Having credit - and good credit - gives you options, purchasing power and the opportunity to save a significant amount of money. Now more than ever, consumers are realizing the importance of establishing and maintain...

Avoiding Mortgage Default

10th June 2009
It happens. You lost your job, you were injured or seriously ill and you are falling behind in your mortgage payments. You’re not the first family nor will you be the last. The real question is - do you know what to do? 1. Call your mortgage lender...
 
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