18th April 2009
Before I explain what a positive or negative trade line is let me first explain a trade line. This information can be important if you are trying to repair credit reports. A trade line is any credit account reporting on your credit report. Trade lines c...
10th April 2009
FICO is registered trademark for Fair Isaac and Company, or Fair Isaac for short. Fair Isaac is a company who constructs 'credit score' tools for lenders who use them to evaluate the credit of their customers and prospects. FICO credit scores are among th...
10th April 2009
Credit Counseling
If you're not disciplined enough to create a workable budget and stick to it, can't work out a repayment plan with your creditors, or can't keep track of mounting bills, consider contacting a credit counseling organization. Many credit ...
10th April 2009
Having trouble paying your bills? Getting phone calls and threatening notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?
You're not alone. Many people face a financial crisi...