05th August 2009
In this economy, more and more people are finding that their incomes are no longer enough to take care of their monthly expenses. We hear news of hundreds of companies laying off workers every week.. and this doesn't take into account the workers who are ...
05th August 2009
If you're like many consumers, there's likely been at least one time in your life when you needed to pay bills or buy essentials, but the money just wasn't there. You might have considered taking out a payday loan to cover your expenses, especially if you...
05th August 2009
So you're attending college to try to build your career, but you find that your debts are distracting you from your studies. You might consider using your student loans to pay for your debt... but is this really a good idea?
When you sign a student loa...
05th August 2009
For many people who have lost their jobs, the prospect of losing their homes is a major concern - and for good reason. No one wants to deal with the stress and pain of going through foreclosure, being evicted from their homes, and having to find somewhere...
05th August 2009
So you've taken a good, hard look at your financial situation, and you've determined that bankruptcy is the only viable way out. You're probably wondering, though, if you'll ever be able to establish credit again. This is one of the things that keeps many...
05th August 2009
One of the most common reasons people hedge on declaring bankruptcy is because they think they'll never be able to get a credit card, buy a house, or finance a vehicle again. They picture themselves having to live strictly off of cash, and make weekly tri...
05th August 2009
If you're contemplating bankruptcy, you've undoubtedly pondered what your life will be like afterwards. Many people think that, since a bankruptcy stays on your credit report for ten years, they'll be unable to obtain any kind of credit at all.
The tru...
05th August 2009
If you're strapped for cash, and your credit cards are maxed out, you may be tempted to float a check or two to pay for essentials. The theory is that you can write a check for a purchase, and just make sure that the funds are in the bank before the check...
05th August 2009
If you've come to a place where you can no longer manage your debt, and you don't see any way to pay it down in the near future, bankruptcy may be one of your few viable options. As stressful as living with debt is, though, the stress of a bankruptcy can ...
05th August 2009
When you file for Chapter 7 bankruptcy, you will be able to discharge most of your debts. There are a few, though, that cannot be erased through bankruptcy. For example, in most cases, you will still be responsible for student loan debt. If you owe a larg...
05th August 2009
If your banking account has ever gotten you in trouble, your name will likely appear in the Chex Systems database. Maybe you've bounced a few checks, or perhaps you closed an account with a negative balance, and forgotten to pay it. Whatever the reason, o...
05th August 2009
If you've recently declared personal bankruptcy, or you think you might file soon, you're probably concerned about the prospect of ever buying a home. Since a bankruptcy stays on your credit report for a decade, you might be thinking you'll have to keep r...
05th August 2009
If you're thinking about filing for chapter 7 bankruptcy, you're probably wondering what is involved in the process. Filing bankruptcy can be a bit overwhelming, especially since you're probably still dealing with the stress of being harassed by creditors...
04th June 2009
If you have filed bankruptcy in the past, and you’ve found yourself in financial trouble again, you’re probably wondering if you are eligible to file for bankruptcy protection again. Filing for bankruptcy a second time is rarely a pleasant thought –...
14th May 2009
It’s an unfortunate fact that business owners sometimes have to file for bankruptcy protection. If you rely on your sole proprietorship for income, and the business isn’t generating enough revenue for you to pay your bills, you may be considering pers...
