16th September 2009
Debt management plans are available from debt management organisations, and they are just one of the ways you could become debt free. If you can't afford your monthly payments to your debts, this could be the right approach for you.
Debt management pla...
11th September 2009
Being in debt can be worrying for anyone, and keeping up with repayments can be hard at the best of times. But when the debts become unmanageable, it can become a major problem.
However, there are various debt solutions that can help with different ki...
10th September 2009
If you can't keep up with your debt payments, then a professional debt management plan or an IVA (Individual Voluntary Arrangement) may be suitable… but which one?
Although they aren't the only debt solutions available, either of them could help borr...
03rd September 2009
If your debts are getting out of control, then a debt management plan could be the right debt solution for you. If you can't afford to keep up with repayments to your unsecured debts, your creditors may agree to accept lower monthly payments, freeze inter...
02nd September 2009
An IVA (Individual Voluntary Arrangement) is an insolvency solution, designed for people with an unmanageable level of unsecured debt that they can't afford to repay within a reasonable amount of time but that they can commit to making regular monthly pay...
30th August 2009
If you're tackling your debts, it's hard to know whether you're doing everything you can (and basically doing OK on your own) or you really need some professional help.
Exactly when you should seek debt advice depends on your personality, not just you...
30th August 2009
At some point in our lives, most of us will have to deal with debt. Managing debt can be difficult, particularly when it comes to making compromises. Deciding which debts need addressing first, or how much money you can realistically afford to put aside f...
30th August 2009
Realising when you need debt advice isn't easy. The 'right time' will depend on your personality as well as your debts. Some people will seek debt advice as soon as their finances start getting out of hand, while others won't take action until they're str...
29th August 2009
For many people in debt, keeping track of several payments each month can be particularly difficult. If you are in this situation, then debt consolidation is certainly something to consider.
By grouping all your debts into one, debt consolidation could...
29th August 2009
If you are keeping track of several debts, and would like to simplify your finances and/or reduce your monthly payments - making them easier to meet - then a debt consolidation loan may be able to help.
How does debt consolidation work?
A debt consoli...
29th August 2009
Being in debt can be a stressful experience for anyone. It isn't easy when you know that much of the money you earn will go straight to someone else until the day your debt is paid off and you're debt free.
However, not all debt is 'bad'. Mortgages, fo...
23rd August 2009
Being in debt can be a stressful experience - even more so when your debts are becoming unmanageable and hard to control.
Even so, although it may seem like all debt is 'bad', this isn't always true. Some forms of debt are often a necessity in our day-...
23rd August 2009
If your debts are unmanageable - if you can't afford to make your monthly payments - then a debt management plan could be the right debt solution for you. It involves negotiating with creditors, asking them to agree to lower monthly repayments that reflec...
23rd August 2009
Not everyone in debt needs advice from an expert. Many people choose to address their debts on their own - and in many cases, this works. Others, though, end up regretting the fact that they didn't look for debt advice first.
Tackling your debts on you...
23rd August 2009
Some people might ignore their debts because they don't realise how serious they are. Others try not to think about their financial problems because they're afraid to face them head on. Whatever their reasons, a lot of people who ignore their issues just ...
