08th August 2009
Gather 3 items you want to dispute. Typically no more than 5 items at a time. 3 was the magic number when I worked at the major credit bureau.
State the 3 items you want removed and the reasons why. (You have every right to dispute and request removal of...
04th August 2009
Yes there are! Laws have been established to protect consumers like you and me from being unfairly categorized as having bad credit.
The Fair Credit Reporting Act was established in 1971 to do that. It mandates the 3 major credit bureaus follow and a...
12th July 2009
Why are your Credit Scores so important to you and anyone Else?
Because your Credit Scores are directly correlated to the rates financial institutions are willing to give you. Translation….how much money will you be saving after the loan is approved an...
10th July 2009
Your goal is to Settle for the best possible deal. That means an agreement between you and the collection agency for payment less than was originally owed. This agreement includes never asking you for the remainder of the money.
Follow these simple ste...
09th July 2009
Found something on Your Credit Reports That’s Not Yours?
Follow These Simple Steps:
Request for Investigation
Step 1
Provide the following with proof:
Name
Other Name(s)
Address
Telephone Number(s)
Drivers License (make a copy of both sid...
09th July 2009
What’s Your Credit Score?
What? You don’t Know? Or it’s a solid 650.
Is that a combined score, and individual score or a score directly from FICO?
What difference does it make any way! It actually makes a big difference especially when YOU are t...
07th July 2009
Hurry…..there is no time to wait! Now, more than ever is the time to
Increase Our Credit Scores.
Read below and see why.
Vantage Score is a scoring methodology that includes all three credit reporting companies and is supposed to deliver a predicti...
05th July 2009
It’s almost June and you are already thinking of the fall college season.
Do I send my child to college with their own credit card?
Well, they are responsible and I know they would only use it in an emergency. So, Yes, I will.
Waite! Stop! Do you r...
04th July 2009
Are you recently divorced or divorced for a while? Rebuilding or continuing your credit after divorce may not seem like a priority right now, especially if you're still healing from your marriage ending. If you eventually want to obtain credit cards in yo...
01st July 2009
Try This…
Your goal is to Delete the Collection Account(s) that are lowering your credit score thereby costing you a higher interest rate on any loan you may have or want to have.
A delete means, have it removed from your credit reports, with no ...
