11th July 2009
Most home insurance will cover flood and storm damage. As a minimum you should have buildings insurance which covers you against the costs of repairing, or in extreme cases rebuilding your home, but you would be wise to also take out contents insurance to...
11th July 2009
Your mortgage lender will normally require that you at least have buildings insurance, but you would need full home insurance including contents insurance to cover your belongings as well as the actual structure of your house. However, if you do not maint...
11th July 2009
If you rent your home then your landlord will probably have buildings insurance to cover the actual building. Anything you own needs to be covered by a separate contents insurance policy.
The most basic policies cover your financial losses if your poss...
11th July 2009
If you want to reduce the cost of your home insurance, you will as a minimum still need buildings insurance to cover the cost of repairing or rebuilding your home. It is up to you whether you want to also insure the things inside your home, although it co...
11th July 2009
With so many home insurance products on the market the choice can be baffling, and with big differences in the price of policies and the protection they give you, take time to think about your needs rather than just going for the cheapest deal available.
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11th July 2009
We are all aware that house fires can be not only extremely dangerous but can also cause a lot of damage to our property and possessions. You need home insurance to cover the cost of repairing or reconstructing your house if it is destroyed or damaged by ...
11th July 2009
There are two types of home insurance, buildings and contents insurance. If your house is made uninhabitable or needs to be rebuilt due to storm, flood or fire then your buildings insurance would cover your financial losses.
Mortgage providers will usu...
11th July 2009
There are two main types of home insurance, buildings and contents insurance. Buildings insurance is for protection against financial losses if the actual structure or permanent fixtures of your home are damaged or destroyed. Contents insurance gives you ...
11th July 2009
Contents insurance is a type of home insurance. Your belongings that are not actually a part of the physical structure of your house are not protected by buildings insurance, which is usually compulsory if you need to take out a mortgage. Contents insuran...
11th July 2009
It is almost impossible to make your home completely theft proof, but there are lots of things you can do to minimise the chances that you will be targeted. A suitable home buildings and contents insurance policy will protect you against the cost of repla...
11th July 2009
If you are looking to buy a used car, you should check the condition of the vehicle thoroughly before committing to the purchase, as a lack of thoroughness now could lead to a lot of expensive repairs further down the line. Here are some of the things to ...
11th July 2009
When you are claiming on your home insurance policy, the very first thing that you must do is make the insurance company aware that you are preparing to make a claim. Your insurance agent will guide you through all the steps that you must then take. It is...
11th July 2009
It is not always the case that every type of water damage is covered by a typical home insurance policy, and insurers can be quite particular about what they will and will not pay out for.
Here, we shall discuss some of the more common types of water d...
11th July 2009
Installing an alarm system is one of the best ways to prevent your home from being burgled, and can bring down the cost of your home insurance to boot. However, effective alarm systems can cost an arm and a leg, so if you cannot afford to install one, you...
11th July 2009
The best way to ensure that you stay out of trouble on the road, and thus minimise the risk of losing the no claims discount on your insurance policy, is to drive defensively. Many accidents come about as a result of motorway congestion, but if you show t...
