27th November 2009
My hours at work were cut about 6 months ago. I am happy to have a job but now I have fallen behind on my credit card payments. They are calling me at all hours. I am worried they will start calling my work. What can bankruptcy do to help me?
Once you...
27th November 2009
Student loans are non dischargeable, generally. To discharge a student loan obligation through bankruptcy you must file a complaint requesting that your government-owned student loans be discharged pursuant to section Bankruptcy Code Section 523(a)(8). Th...
27th November 2009
I used to make great money but now the company I work for cut bonuses, overtime and my regular hours. I am unable to pay my credit cards, some which I have had for years and never missed a payment and the creditors are calling me. I know I owe the money b...
27th November 2009
I could not afford the rental property I purchased when I was making more money and was advised to short sell the property, after I short sold the property I received a 1099 from the lender and had to include the amount I was forgiven as income on my 2008...
03rd November 2009
The bankruptcy laws are different in California and if in moments of great hardships, bankruptcy is the only solution that you can find, then take heed of the laws that are not the same in California. The laws differ and provides debtors the choice betwee...
30th October 2009
What is about to surface could be named as an alarming statistics, or reality disclosure and a warning for homeowners. This is RealtyTrac’s annual U.S. Foreclosure Market Report for 2008 indicating that 2,330,483 properties nationwide entered some stage...
30th October 2009
It is important to know the reasons causing Bankruptcy and the things essential to know before filing bankruptcy. Why it happens? Or what compels a borrower to declare that he or she is bankrupt? It is important to assess the factors that make you take th...
01st August 2009
A loan modification reduces monthly mortgage payments and makes them more affordable for you. Loan modifications can be done whether or not a person is behind in the loan payments, based on his or her financial situation, current hardship, and ability to ...
31st July 2009
In the course to avoid foreclosures, Bankruptcy can be the most reliable option today especially to many homeowners who face foreclosure and the best solution for a lot of extreme financial hardships. Filing bankruptcy will put the entire foreclosure proc...
01st July 2009
The economy is facing recession and with it comes the struggle to keep up with the monthly mortgage bills. In such a case the strategy and ability to protect your home from foreclosure depends on where you are on the foreclosure timeline which one should ...
