25th November 2009
With the euro down nearly 15% this year and at a two-year low against the U.S. dollar, the world's largest exporting nation is worth a good look. So is another country that has thriving exports in spite of a stronger currency. We're talking about Japan an...
25th November 2009
More and more people now have the opportunity to choose Health Savings Accounts (HSAs) over other, more traditional, health insurance coverage - more companies and financial institutions offer this option than ever before. For the healthcare consumer, thi...
25th November 2009
Nothing quite matches the convenience of business credit cards. When you are looking for a good alternative to cash, checks, and personal credit cards, it is probably a business credit card you want. With credit-when-you-need-it convenience, savings and d...
25th November 2009
Corporate executives and successful business owners, who have exemplary credit records, usually have no problem in obtaining business credit cards. The card companies that issue business credit cards are in a constant race against one another - competing ...
24th November 2009
The variety of financial tools and services available today has multiplied dramatically from a generation ago. On both the personal front and in the business sector there has been a dramatic increase in the number of products available, the methods by whi...
24th November 2009
If you have ever had a loan denied it was probably humiliating, embarrassing, and a harsh reality check. So much for that bright red Mustang convertible you wanted. Or maybe it was for an old, beat-up, rusty sedan you thought you could afford to drive b...
24th November 2009
Scams & bad deals. Identity theft is the #1 scam. Keep your account #s, and Social Security # out of the hands of those who don't need to know them. Don't pay up-front fees in hopes of obtaining a loan or a credit card. An exception to this rule is a hom...
24th November 2009
Borrowing. Don't borrow money unless you are willing and able to pay it back. Failure to pay debts - on time - causes severe financial, emotional, and family problems. Experts recommend you don't borrow for wants, only for needs, or for things that incre...
24th November 2009
Bankruptcy is a situation in which someone who owes money will seek relief from their debts by going to court. Though bankruptcy can be good in some situations, it may not always be necessary. Just because you are in a financial strain does not mean you s...
24th November 2009
Counseling Course within 6 months of filing. Then, their income is assessed according to the formula (monthly income-expenses) X 60. If the result is $6,000 or less, and unsecured debts are less than 25%, Chapter 7 is allowed. If income is greater than $1...
24th November 2009
Although it may seem like an easy solution to major financial difficulties, it is best to avoid bankruptcy at all cost. There are many reasons for avoiding bankruptcy and many tips for helping those in financial difficulty avoid resorting to bankruptcy. B...
24th November 2009
'Bankruptcy' the term that can raise the goose bumps of almost every individual who hears it and even a nervous breakdown to those who confront it. Bankruptcy stands for the situation when a person runs into huge debts and there is hardly any money left w...
12th November 2009
stressed individual.
People filing bankruptcy in general are not overspenders, but merely faced with temporary financial disasters such as medical costs, layoffs, a divorce, gambling debts or other crises. Before you can file bankruptcy,you are now re...
12th November 2009
Annuities can be purchased directly from an insurance company or from other financial institutions (including banks) that act on behalf of the insurance company. In exchange for your investment, the insurer agrees to make periodic payments for a set time ...
12th November 2009
Now, for the bad news. The Journal Register Company has an enterprise value - to - EBITDA ratio of 9.07 and an enterprise value - to - revenue ratio of 2.24. Obviously, this company is carrying a lot of debt. So, perhaps the multiples on the common stock ...
