30th October 2009
More and more people are buying term life insurance with no medical, no physical or no exam by a doctor, paramedic or nurse. The convenience of actually printing out your policy there and then seems to appeal to buyers a great deal. The surprising thing i...
13th August 2008
What is term insurance? This is one of the questions I get from time to time. People want to know how it works. What are the advantages to owning a term policy? What are the disadvantages?
Term insurance is simply a policy designed to take care of a sp...
08th May 2008
Your spouse dies and you are aware that s/he had a sizable life insurance policy. You welcome your new acquired wealth but you are not certain how to handle it. For someone accustomed to handling large sums of money there is no problem but for the average...
26th March 2008
Is no exam life insurance a new thing? If you read some of the writings on the subject you would think it is. The fact is that the idea is not new at all. Life insurance companies have been issuing policies on a non medical basis for a very long time. The...
25th March 2008
Why do people buy life insurance? We work hard for a living. Sometimes the income earned affords us a comfortable life. In other cases we just barely make ends meet. Why then should we purchase a product that pays when we die? In some cases these policies...
13th February 2008
No Medical Exam Life Insurance. What is going on here? Is this new? The way people act one would think that this is an entirely new idea. The fact is that the "no medical exam" idea is not new at all. It has been around for years. In recent years, however...
01st February 2008
The effect of life insurance after the death of a breadwinner can be interesting to observe. I guess it would be best to first look at the situation without life insurance. A hypothetical example may also help.
Jim is age 42, married and has 2 children...
01st February 2008
Whole life insurance is the plan of choice for many people. There are many variations to this plan. It may be a good thing to look at some of them. We will begin by examining the basic whole life policy.
Whole Life Insurance
What is a whole life pol...
01st November 2007
Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case. Surely we take car...
27th September 2007
We all know that at some point in our lives the prudent thing to do is to buy some life insurance. Some people have definite ideas as to the type and amount necessary to fulfill their needs. Others find themselves in a decision making dilemma. These peopl...
11th July 2007
Let us take a look at the 10 year, 20 year and 30 year term life insurance policies.
You know, you have a bunch of great policies that the public can choose from, however, for some reason there are certain ones that just stand out. They tend to stand w...
05th January 2006
A partnership is fairly simple to set up. Two or more people get together with the intent of going into business; they get the appropriate licenses and file the necessary papers with the State and you are in business. When the areas of expertise of these ...
05th January 2006
Whole life insurance even though it is not the least expensive life insurance policy you can buy can still fulfill the needs of some. Why some people have such an aversion to this policy I will never understand. Term insurance is also good insurance and c...
05th January 2006
Buying level term life insurance is a simple matter if we know exactly what type we want before hand. There are several types to choose from; each serving a different need and each bought for a different purpose. Let us take some time to examine some of t...
19th September 2005
Everybody is running out to get term life insurance quotes now. May, be the phrase I should use is, going online to get quotes. Is it that the number of people interested in life insurance have increased dramatically with nothing driving them, or is the r...
